From the beginning, human society has been confronted with natural disasters and accidents. In the process of struggling with nature, ancient people came up with insurance ideas and original insurance methods to deal with disasters and accidents. About 1792 BC, it was in the era of Hammurabi, the sixth king of Babylon, that commerce flourished. In order to help business and protect the goods of mules, horses and caravans that compensate for the losses, in code of hammurabi, it is stipulated that * * * should share the compensation for the losses.

Solution of Insurance Customer Service Center System In 9 16 BC, in Rhode Island in the Mediterranean Sea, the king formulated the Rhodes Maritime Code to ensure the normal conduct of maritime trade, stipulating that the losses suffered by a certain shipowner should be shared by the beneficiaries including the shipowner and all shippers of the ship, which is the origin of marine insurance.

During the Punic War from 260 BC to 146 BC, in order to solve the problem of military transportation, the ancient Romans charged 24-36% of the merchant's expenses as a reserve fund to compensate for the loss of goods, which is the origin of marine insurance.

Extended data Insurance (insurance or insurance for short) was originally designed for safe and reliable insurance; Later, it was extended to a guarantee mechanism, a tool for planning life finance, a basic means of risk management under the condition of market economy, and an important pillar of financial system and social security system.

Insurance refers to the commercial insurance behavior in which the applicant pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility of paying the insurance premium for the property losses caused by the possible accidents agreed in the contract, or when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract.

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