The first-year students went down to Jianying Memorial Park under the guidance of four math teachers. Admission to the park is 20 yuan per person. There are two preferential schemes. Scheme A: Teachers and students will be charged at 7.5% discount. Scheme B: The leading teacher is free, and the students are charged 20% off. (12) (3) If there is a student, how much do you need for each of the two preferential schemes according to algebra? (4) When a=80, which scheme is preferred. (5) When a= 120, which scheme is preferred.