Actuaries are mathematical professionals employed by insurance companies, mainly engaged in the calculation of insurance premiums, compensation reserves, dividends, insurance coverage, pensions, annuities and so on. Its calculation basis comes from the claim reference table and accounting standards, as well as the operating conditions of insurance companies. This table is based on our company's and peers' claims experience and related statistical data.

Actuaries use knowledge of mathematics, economy, finance, probability and statistics to help companies assess the risks of some events and formulate policies to minimize the risk cost. Therefore, as employees or consultants, actuaries are very important to the insurance and reinsurance industries; It also involves retirement pension plans in other industries, and even occupies an important position in government departments, such as the actuarial department in Britain and the social security department in the United States. Actuaries collect and analyze data to estimate the possible costs of accidents, including death, illness, injury, disability and property losses. Actuaries also deal with financial issues, such as determining the amount of retirement according to the level of pension, and companies choose investment methods according to potential risks to maximize the return on investment. Actuaries have a wide range of knowledge. They help to design and formulate insurance policies, pension plans and other economic strategies, which will ensure that these plans are established on a sound economic basis.