Hello! At present, the difference between auto insurance telemarketing and direct selling is mainly reflected in four aspects, namely, different business nature, different services, different insurance design, different premiums and different customer ranges. The specific description is as follows:

1, different business nature and different services. Telemarketing salesmen are only responsible for sales, and it is strictly forbidden to disclose personal information to customers. Their job is to try their best to persuade customers to take out insurance on the phone, but they are not obliged to provide guidance and claim settlement services in the event of accidents in the future. Direct selling salesmen, because most of them are insured locally, have contact information between customers and salesmen, and generally can make the insurance points and related requirements more clear. After insurance, the salesman is also responsible for relevant guidance and claims service.

2. The insurance design will be different. Because there are many details in the content of auto insurance, it is best to design each insurance type according to the actual situation of customers. For example, whether the new car needs additional spontaneous combustion loss insurance, such as whether to add cargo loss, etc. Under normal circumstances, auto insurance direct sales are more in line with customers' auto insurance than electricity sales.

3. In terms of cost, due to the scope of responsibility and related obligations of the salesman, as an equal consideration, direct selling needs some expenses to maintain and serve customers. Therefore, under normal circumstances, direct auto insurance will be slightly higher than electric auto insurance.

4. The customer range is different. The main object of electric vehicle insurance is to sell ordinary cars, while the scope of direct auto insurance should be comprehensive, including large operating vehicles.