Taking mobile payment as an example, it has changed our traditional payment mode. No matter eating, wearing, living and traveling, all aspects have been facilitated, and it has really been achieved-mobile payment facilitates life.
It is more and more convenient to go out. You don't need to bring cash, just use a mobile phone to pay through other mobile phones such as WeChat or Alipay.
But even the ubiquitous WeChat and Alipay payments are "helpless" in university canteens, because most university canteens can only use "campus cards".
Campus card is an IC card issued by major universities in China in order to facilitate students' study and life on campus and facilitate unified management of the school.
Different schools stipulate the use function of campus cards according to their own different situations, but most campus cards can only be used in schools. Therefore, the campus card has its own mission and function.
Identification function: The campus card is bound by the students themselves, that is, the cardholder, which stores the basic information of the students, so it can be identified and managed through personal identification data.
For example, school attendance, dormitory access control management, library borrowing materials, computer room management and so on. It can ensure the unified management of the school and the safety of students.
Consumption settlement function: the school uses campus card as the only electronic wallet settlement method on campus, which has consumption function.
Students can use campus cards to spend money on campus, such as in canteens, supermarkets, bookstores, libraries, copy centers and other places.
In order to cooperate with the consumption function, major universities will set up campus card recharge machines in crowded places to facilitate students to recharge their consumption at any time.
In addition, some colleges and universities have also introduced NFC function, which combines campus cards with modern technology to facilitate students' use.
Financial service function: Some universities in China combine campus cards with special debit cards for banks to realize the financial service function of campus cards.
Students can use the campus card to realize all kinds of bank card business, which is convenient for students and parents to use the campus card to store and consume tuition and living expenses in different places, avoiding the inconvenience of using cash and the cumbersome process of monthly transfer and remittance by parents.
And campus teachers and students can also collect and pay on behalf of campus cards.
Self-inquiry function: Most schools will set up campus card self-inquiry machines at the gate, dormitory areas, libraries and other places.
Students can query the comprehensive information such as the account balance, transfer records, transaction details and borrowing records of campus cards through this machine. Really use the campus card to complete the whole process of campus consumption, settlement, inquiry and recharge.
It is not difficult to see that campus cards do play an important role in colleges and universities, but campus cards are at risk of being lost or stolen.
Why are Alipay and WeChat not allowed to pay in the school cafeteria? What if I use WeChat and Alipay to pay? I didn't know it before, but I didn't understand it until I learned it. Don't try easily.
Of course, the school also wants to facilitate students and merchants, but considering many practical problems, it can only restrict the use of WeChat and Alipay in canteens and use campus cards in a unified way.
Low dining price for students: Most colleges and universities in China combine the consumption level of students, and the dining price is relatively low, which is cheaper and more affordable than off-campus.
Open mobile payment may allow non-student groups, such as social workers outside the school, to enter the campus canteen for consumption. The short-term consumption of "Fan Ceng" has little influence, but it is not conducive to the subsequent development of the school in the long run.
Therefore, both students and businesses should not easily try to open the restrictions of Alipay and WeChat in the canteen, otherwise the consequences will be very serious.
Buying meals with campus cards is conducive to accumulating cash pools: campus cards in many colleges and universities adopt prepaid mode, and students need to deposit money in the campus cards first, and then spend it by credit card.
Therefore, there is a certain time difference between the deposit and consumption of the money recharged in the meal card, so a huge pool of funds will be formed.
Moreover, the purchase of school canteens is not pay-as-you-go, so the cycle is lengthened, and the fund pool is conducive to the management and development of school canteens.
Need to maintain the limited resources of the canteen: if the canteen opens mobile payment, it will affect the fundamental interests of students themselves. The peak of most students' meals is at noon and after class in the evening, and students flock to eat in line.
If the geographical location of the school canteen is relatively small, it may need to be equivalent to a location.
If mobile payment is opened to allow off-campus personnel or non-students to eat in the canteen, the number of student seats will be reduced, resulting in many students having to wait all the time or having no lunch break.
It can be seen that the school advocates campus card and refuses mobile payment after many considerations.
I believe that in the future, campus cards can integrate various functions, so that students can use them not only on campus, but also conveniently and quickly outside school.
Write at the end:
Most university canteens in China are subsidized by the state. So that the food price in the student canteen is less affected by the market price.
Local governments also grant special fund subsidies to university canteens. Many local governments have set up special fund subsidies for local university canteens to stabilize the price and quality of school canteens and ensure that more students can eat good meals at affordable prices.
Therefore, college students should also enjoy this special treatment, and they can't go back to the university cafeteria after leaving school.
Today interaction
Do you think university canteens should allow other payment methods such as Alipay or WeChat?