It's just insurance It is too complicated. Telephone sales are very common now, not only for insurance, but also for mobile phones, telecommunications and even banks. As long as you buy it, you have to pay for both the service and the product. It will definitely take a long time for you to file an investigation, and it is estimated that the sales department will also face punishment. The service department is most afraid of complaints and the like. The customer is God. Even if the customer gets nothing, he will be punished. It is human nature not to be too enthusiastic.