Quanzhou House Purchase Policy 20 17
The national loan restriction policy has been going on for some time, and the detailed rules of Quanzhou purchase restriction order have been delayed because of the successive cold winds of real estate in various places. With the implementation of the national purchase restriction policy, the cost of buying a house has increased, the real estate economy is still rising steadily, and consumers are under great pressure to buy a house. Regarding the discussion on the content of Quanzhou's purchase restriction, professionals said that it may be cancelled today or next year.
With the deepening of real estate regulation and control policies, many cities in China have introduced or implemented relevant measures, and people from different places have been included in them, subject to various restrictions on buying houses. As far as Quanzhou is concerned, although there is no restriction on purchases, there are restrictions on housing loans for foreign household registration people who buy houses in Quanzhou.
According to the Work Plan for the Allocation of Economically Affordable Housing in the Central City of Quanzhou, the objects of the allocation of economically affordable housing are mainly divided into two categories, one is the group with permanent residence of urban residents for more than five years and meeting certain conditions, and the other is the foreign household registration personnel who work in Quanzhou or come to Quanzhou through introducing talents.
For the second category, they are the families of cadres and workers of provincial and municipal governments (including Quanzhou Development Zone), district-level organs, institutions and state-owned enterprises (demobilized cadres are included in the unified application of their units); Cadres stationed in Quanzhou (family members must work in Quanzhou central city); Talents with intermediate or above titles recognized by the personnel departments at the municipal and district levels; Private enterprises with intermediate or above titles and employed by enterprises have worked in Quanzhou for more than 5 years (subject to the payment time of social endowment insurance), or migrant workers with temporary residence permits in Quanzhou central city for more than 8 years.
The policy clearly stipulates the loan time of the provident fund.
Appropriately relax the acceptance conditions of provident fund loans, pre-accept development projects before capping, and issue loans immediately after capping. When the housing provident fund management center has sufficient funds, employees can apply for provident fund loans and issue loans before the development project is capped, thus alleviating the financial pressure of enterprises. Real estate development enterprises shall not refuse or discriminate against employees who have paid housing provident fund to use housing provident fund loans to buy houses with different preferential quotas.
Quanzhou House Purchase Policy 20 17 As mentioned above, it is hard to say whether Quanzhou will issue a corresponding "purchase restriction order" in the future. However, we should remind everyone that houses are for people to live in, not for investment. When you see other people's real estate speculation, it is not recommended to follow up blindly, otherwise it may bring you a lot of trouble. Not only Quanzhou, other cities will also introduce corresponding real estate policies, and the requirements for real estate policies are different. When buying a house, you must be able to follow the relevant regulations.