The digital RMB wallet has been expanded again, and Alipay, one of the first Internet banks in China, has become an early adopter and the seventh commercial bank to participate in the public beta pilot. On May 8, the digital RMB App was updated, and the online merchant bank (Alipay) in the wallet operation organization? Available status has been rendered. Let's take a look at how Alipay digital RMB is opened and where the entrance is opened.

1, click to enter the Alipay version, enter my page and click the Settings button.

2. Enter the settings page and enter about options.

3. Enter the mobile APP update interface and click the update button.

4. Jump to the Alipay update interface and continue to click the update button.

5. After the update, Alipay can access the digital RMB function. Have you learned after reading the above steps?

6. In other words, digital RMB and paper money are legal tender. The difference between the two is that digital RMB no longer uses paper, and digital RMB is the currency itself. The money in the original payment and WeChat is the wallet, and the wallet is the deposit in the bank. The biggest advantage of digital RMB is that there is no third-party platform for payment and WeChat, which makes transactions more convenient and reduces a lot of time. In addition, with the endorsement of the central bank, digital RMB is much safer than payment and WeChat, and it can also be paid offline without the network, which plays the best role in protecting personal information and privacy.

On May 10, Alipay has added a digital RMB module for some users, and users can open the digital RMB wallet of online merchant bank after pressing the page prompts. This function is currently in the internal testing stage. In the industry's view, digital RMB is connected? Alipay means that the digital RMB wallet has opened the mainstream payment interface with the Internet payment platform, which is also of great significance for the subsequent pilot promotion of digital RMB.

But what is digital RMB, how should we use it and what does it mean?

First of all, the mathematical RMB is RMB. Its essence is no different from our paper RMB, except that the carrier has become a mobile phone. This is legal. No unit or individual may refuse to accept it.

In addition, the digital RMB wallet of online merchant bank can be used anonymously or in real name. Anonymous use only supports transfer and consumption functions, and real-name use also includes transfer-in and transfer-out functions. In addition, after opening the digital RMB module, Alipay users can choose digital RMB payment when using Alipay to receive and pay. However, the transfer function of the digital RMB module currently only supports real-name registration system wallets opened with Alipay accounts.

Finally, the official has indicated that the digital RMB will accept more private enterprises as its ecological members, but it must comply with and meet the regulatory requirements. It is expected that the follow-up digital RMB will continue to expand the pilot scope, and at the same time, the participation of private forces will be introduced to protect the popularization of digital RMB.