Finance majors mainly use computers to realize mathematical models, thus solving financial-related problems. Therefore, finance major is different from MBA and MSP, and it mainly trains skilled workers in the financial field, that is, the so-called financial professionals-Quant. Quant's positions are mainly concentrated in investment banks, hedge funds, commercial banks and financial institutions. The main work in charge varies greatly according to different positions. Representative ones are pricing, model verification, research, development and risk management, which are responsible for the establishment and application of derivative pricing model, model verification, model research, program development and risk management respectively. Generally speaking, the work is hard and the income is much higher than other industries. Take Quant Developer for example. Although there is no essential difference between practical work and programmers in other industries, it not only has high income, but also is easy to find a job.
At present, China's financial professional employment is mainly in the following areas:
Fund companies: Fund companies are in great need of talents who can do fund performance evaluation, risk control and asset allocation.
Securities companies: Securities companies are now in a difficult period, and they are also seeking opportunities for survival through the design of collective wealth management products.
Banks: The most traditional banks are also undergoing subtle changes. At present, the head offices of major banks are establishing internal risk management models, and talents in this field are urgently needed. However, due to the rigid employment system of banks, truly qualified people may not be able to do this. Another important department within the bank, the Ministry of Finance, also needs financial professionals. On the one hand, they operate in the inter-bank bond market, and they are the main force of fixed-income securities in the future, and also the main force of financial professional product design such as corporate bond market and mortgage-backed bonds with huge development space in the future.
An essay on the financial crisis
The financial crisis in 2008 was a year of ups and downs. The 2008 Beijing Olympic Games made the world know China again.
However, the financial crisis triggered in 2008 made the people of China know the world again! The dark operation of American politicians abusing the value of the dollar for their own interests is not true, but it has intensified until it triggered the global financial crisis.
Calling it "financial tsunami" is closer to the truth than the financial crisis.
Global finance, securities investment, international trade, real estate, automobile and other industries are on the verge of extinction.
American three automobile giants, AIG.
Iceland.
Dongguan Hejun ... these are the cruel realities before us. Who would have thought that they would fall? But they really fell, and the global storm came.
Zhangmutou, the second Hongkong in China, first fell in the forefront of China people.
He is neither the first nor the last.
What are China people facing? What will happen next? People can't predict and dare not imagine.
The Chinese accepted that a factory closed down, a boss jumped off a building, and a company defaulted on wages, and they really realized that "it" was coming.
In 65438+February, Guangdong and Zhejiang, two major industrial provinces, experienced a wave of rework one after another, and realized that well-known and unknown enterprises were already welcoming the arrival of "it".
Spending power began to weaken. The stock began to fall sharply. Real estate prices fell. The prices of raw materials and energy soared. ..........................................................................................................................................................
This composition about the financial crisis is about 600 words.
The principle of the financial crisis is this: with the progress of human technology, the concept of region begins to blur, and the world is an interdependent body. I depend on your socks, and you may depend on my minerals.
There is a group of people on an island, and nothing can be produced on the island except a few daily necessities with little output. Residents on the island use a kind of shell called RMB as money to spend, that is, a coconut with three shells, a bucket of fresh water with five shells and so on.
At this time, everyone wants to live a better life, but this island can't produce so many things.
So I want to exchange my labor with others.
Not far from this island, there is a big island with everything on it. People do business with a kind of shell called USD, so the residents of the island go to the factories on the big island to lobby. We have low wages, cheap raw materials, no land use fees and tax exemption. Come and invest in us.
The rich people on the big island felt justified and wanted to open some factories on the small island, but the problem immediately appeared. The RMB on the small island and the US dollar on the big island are 2: 1, which means that things that sell two shells on the small island also sell 1 shell on the big island.
Although Oshima has many disadvantages, because there are many factories, the transportation cost of upstream and downstream facilities is low and the workers are skilled, the cost is not much different from that of Oshima's products.
At this time, the chief of the island came up with a way to make the wizard on the island fool everyone. The shells on the island are different from those on the big island. Shells on the big island have magical power, so they are very valuable. Our shells and theirs are only 8: 1 reasonable.
As soon as everyone heard that it was sauce purple, they replaced their eight shells with one on the big island.
In this way, the prices and wages on the small island are one-eighth of those on the big island. Companies on the big island set up factories on the small island and made a lot of money. They remit money back to the big island to develop science and technology, and then produce the developed products on the small island.
In this way, 30 years passed.
Slowly, there are fewer and fewer factories on the big island, and all of them have become scientific research bases. At the same time, there are industries that serve people in scientific research bases, such as shaving, restaurants, donkey friends, hospitals and so on. And, of course, the HD area, hehe.
Residents on the big island have a lot of money. They know that the factories on the small island will bring them more money in the future, so they desperately borrow money to speculate on houses, stocks and peanuts! ! ! Anyway, what is fried! Prices have started to soar! Seeing the opportunity to make money, the island leader quickly colluded with the wizard and set the price of RMB and US dollar at 6: 1, so the island's products also rose by 25%.
Suddenly one day, people in Oshima found that everything could not be blown up because no one took over. If things are too expensive to sell, they will quickly reduce their prices and want to sell their own things. There are no buyers in the market.
The factory owners on the island can't sell their products at first sight.
I had to close the factory and go back to the big island.
This island can blow up the nest! After 30 years of hard work, I returned to before liberation! All evil chiefs and wizards. Go settle accounts with them! ! ! At this time, the chief and the guide were more anxious. What are we going to do? Your comfortable life is in jeopardy.
Then the wizard had an idea.
The next day, the chief executive announced a 4 trillion plan to save shells, which was brilliant, natural and unrestrained and invincible. All islanders moved stones to the island and transported them to the seaside, and then brought them back from the seaside. Each person was paid RMB/kloc-0.000 per day, and the salary was paid by the chief executive! ! ! The residents of the island were very excited at once. They all shed tears, sang praises to the wise leader, danced hula and went home.
Finally solved the urgent needs of chiefs and wizards, but in the long run, although Chief FB, there are not so many shells to fill! The wizard then came up with another trick.
Another day passed, and the wizard appeared. He called everyone together and said, "Alas! Yesterday, I was kicked by a donkey. In the dim light, I came to the fairyland and met the fairy mm, saying that our shells and the shells of Oshima should be 20: 1! Otherwise there will be natural disasters and tsunamis! " Everyone was frightened when they heard this, so they quickly did as the wizard said, so that the shells on the island and the shells on the big island would be 20: 1.
It is said that businessmen from Oshima returned to Oshima after withdrawing their capital from the island, and they were in a trance every day. Think how comfortable their life on the island is! Every day XO drinks, abalone eats, and the island is accompanied by beautiful scenery. How fast! How miserable it is now! On this day, I listened to the broadcast of spun Radio on Oshima. The radio said that in order to prevent the tsunami, the proportion of shells in Oshima has dropped to 20: 1, and things are sold well and cheaply! ! ! He did a quick calculation, hey! If it is so cheap, it is still profitable to set up a factory on the island, so he hurried back and set up a factory on the island again.
At this time, the residents of the island heard that the factory was opened again and went back to work. The businessmen in Oshima made money again, and the scientific research institutions in Oshima reopened, so the cycle began again.
Financial ethics constitutes 500 words.
From the teacher's heart, serving the preset classroom questions and being careful is also "please enter the urn."
There is a song that is very good. "Don't let me guess, I don't understand.
In an ideal Chinese classroom, students are not marionettes in the hands of teachers.
Ask yourself what you think and tell yourself what you think. Students should be Pinocchio who fell and got up countless times in the language and gradually gained a life with a soul.
Chinese class should be "willing to show weakness"
There is a saying: "students are like springs, see if you are strong or not."
You are strong and weak, and you are weak and strong.
Therefore, teachers must learn to show weakness and be willing to play a supporting role: let students speak, let students speak, and let students "take the lead".
After a class, the audience did not comment on the teacher's wonderful speech, but praised the children's wonderful performance.
An efficient Chinese classroom can be called a classroom that transforms teachers' ability into students' online ability.
Chinese class should be "Yamakaji".
Innovation is a wild horse that lives in every child's heart.
Only when the owner is free and carefree, it will run happily.
Therefore, it is our responsibility to create a terror-free Chinese classroom! Encourage students to ask questions boldly, tease students to ask questions interactively, and condone students to argue at will. What teachers need to do is to create a good fuse, so that the classroom can be "lit" by students' brains and words, and the "Yamakaji" can be released, thus triggering the trend of starting a prairie fire and achieving fertile ground for the growth of all things.
Chinese class should be "boundless".
A textbook is just a flower, a flower is not spring, colorful spring is full of gardens.
Professor Zhu Yongxin said: Children's books are the most wonderful seeds; Reading is the happiest life.
Therefore, the ideal Chinese class should introduce students into the world of extracurricular reading.
From the bookstore to the Herbal Garden, please release the children. Students are not caged birds. What the teacher has to do is to open one window after another, open one door after another, and then sit on the roadside and applaud sincerely to enjoy the flight test of the young eagle.
Such a Chinese class is "just around the corner", Han Xinge's massive reading, and Guan Jiangang's composition teaching revolution; This kind of classroom is "plain face to the sky", just like teacher Cui Luan said: simply teach Chinese, divide students into volumes, and seek development in a down-to-earth manner.
May this kind of Chinese class live in every teacher's heart and wake up every student to enter the spring.
Senior high school composition finance and financial management
The proposition of this composition is quite good, which is equivalent to popularizing a knowledge of financial management for high school students in advance. It will be very useful in society in the future. Now most students spend money like water. It's time to popularize their current financial knowledge. If you want to learn self-management, don't waste money and form good habits.
Write a composition on the topic of primary school students' financial management
This weekend, as usual, I had breakfast and rushed to the music store for class.
Different from the past, the boss of the music store stopped me this time and asked, "Did you pass the exam in July?" I nodded my approval.
Then he smiled and asked me what the exam was and what my name was.
I answered all of them.
I thought to myself: Is the examination certificate here? At that moment, I felt that the wrinkled face of the music store owner seemed a little kinder than usual.
I guessed right, he really wanted to get my grade certificate.
The owner of the musical instrument store took out a large stack of paper-it turned out to be a certificate.
He said to me, "Tell me when you see yourself.
"I" well ".
Looking at the certificates turned over one by one, I just didn't see mine, and I was a little uneasy: will there be no my certificate? But soon my idea was rejected, because my certificate was pressed at the end.
I picked up my certificate and went up the stairs. At that moment, I remembered a lot: I still remember that in April this year, I knew that I would take the guzheng exam in July, and I hesitated for several days. I finally agreed, and my mother gave me a five-level guzheng.
Li Laoshuai chose two songs for me when preparing for the exam-"Little Girl Picking Mushrooms" and "Beautiful Flowers in Shandandan".
I practiced these two songs over and over again for the next three months.
Finally, on July 24th, I took the guzheng exam.
Early in the morning, my parents woke me up and said I was going to take the exam.
I got up quickly, got dressed and went downstairs.
Dad drove me to the exam place.
When we got there, there was a sea of people. My mother and I went upstairs to get the admission ticket, and then lined up outside the examination room.
Because it is summer and there are many people, it is really stuffy and hot to wait there.
But I dare not go away for a moment and wait at the door.
Finally called my name.
I feel more and more uneasy in my heart, which is indescribable.
After entering, sit in the seat and listen to the previous player ... "Zhou Shuoyue!" The judge teacher shouted, and I hurried over and sat down in front of the guzheng, silently saying to myself, "It's okay, just like practicing at home, it's okay."
"I finished playing a little girl picking mushrooms and walked out of the examination room.
I breathed a long sigh of relief, and my nervous mood suddenly relaxed.
Composition of financial knowledge in life
If I don't learn the leaflet "Send financial knowledge to campus", then my financial knowledge is completely blank.
After research, I know that the fifth set of RMB is in circulation now; We should cherish and cherish the RMB, and don't scribble on it.
Also let me know the exchange method of damaged and defiled RMB, and how to distinguish the authenticity of RMB, and learn to observe the color, pattern, pattern, security line and special anti-counterfeiting mark of RMB; Learn to identify RMB by touching banknotes with your fingers; You can also judge the authenticity of RMB by the sound of shaking banknotes, because RMB symbolizes our great motherland; It has a line name, Braille and a national emblem; This design has the head of the great leader Chairman Mao.
I also know how to handle bank cards, e-banking, online bank transfer or telephone bank demand deposits. One yuan can also be used for time savings deposits, lump-sum time savings deposits, education savings deposits, farmers' micro-loans and student loans.
Customers can not only enjoy the speed of automatic voice service and self-service balance inquiry, but also enjoy the warmth of manual service.
Then teach us the knowledge of password protection, cleverly set passwords and protect account security.
The loss of bank cards should be reported immediately to prevent criminals from using SMS, telephone, mail delivery and the Internet for new fraud activities.
Common fraud means are: telephone fraud, SMS fraud, online fraud and so on.
Don't be greedy and cheap, get rich overnight, and the pie falls from the sky.
Be careful not to expose personal information to others, do not register casually, and fill in personal information such as ID number, mobile phone number and bank card number.
While doing a good job of self-prevention, we should also publicize it to our families and classmates around us. Pay attention to remind them that they should call the police in time when they find telecom fraud, and don't let the bad guys take advantage of it!
Write a composition with financial knowledge as the main topic.
Autumn is coming, and the annual chrysanthemum exhibition is ushered in the labor park.
On Sunday, Xiaohong and her mother came to the labor park to see chrysanthemums.
There are many people coming to enjoy chrysanthemums in the park, and people come and go.
People saw chrysanthemums in various colors, such as white, red, yellow and dark green ... Xiaohong saw a bunch of Huang Juhua and wanted to pick them at will.
Mother found out and rushed over to Xiaohong and said, "Xiaohong, you can't just fold flowers." These chrysanthemums are for everyone to see! " "Xiaohong didn't pick after listening. Her mother praised Xiaohong as a good boy.
Who will help me write a composition on the topic of financial crisis ~ ~ ~
Economic globalization has enabled the United States to successfully fight the financial crisis, and the United States certainly wants to maintain its leading position in the world.
Their think tank will analyze and study the process and reasons of Britain's decline in the past.
Economic globalization has always been advocated by the United States. The reason why the United States is in favor of economic globalization is to control other countries, especially those that may surpass the United States, through a global account.
Seeing the rapid economic development of China, India and Russia, the United States planned and directed the subprime mortgage crisis like a broken wrist, with the aim of containing China, India and Russia.
I don't think the subprime mortgage crisis will cause a fatal blow to the US economy, but it will really hit the Russian, China and Indian economies.
Some countries will even be devastated by this.
China bought $650 billion in American bonds.
The Great Depression of the United States 1929 was actually caused by the fact that no buyers bought American debt.
What does the United States rely on to maintain prosperity? Dependence on export debt.
To put it bluntly, it means spending other people's money through economic globalization.
Economic globalization is not necessarily a good thing for developing countries.
Please indicate the source for reprinting. What does financial work mainly do?