One gold and four risks. What is this?

1。 Nowadays, employees are usually the specific five insurances of "five insurances and one fund" of social insurance: endowment insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance, and one fund is: housing accumulation fund.

Housing accumulation fund; Specific units and individuals each bear 50% of the proportion, which is considered to be calculated according to the average annual salary of individuals: the reduction of housing provident fund funds will not exceed 10% of wages, and units with good economy can have higher regulations, so it is very cost-effective for employees and unit employees to bear 50% of housing provident fund respectively!

In the case of five insurances and one insurance, according to the salary level, the proportion of units and individuals is generally: pension insurance units 20%, individuals 8%, medical insurance 6%, and individuals 2%; The unemployment insurance unit bears 2% and 1%, all of which are borne by the unit, while the maternity insurance 1% and industrial injury insurance 0.8% are all borne by the unit, and individual employees do not bear maternity and industrial injury insurance.

Specifically, a friend said that "insurance" should include "five insurances and one gold", so it is estimated that maternity insurance is hopeless! Female workers can afford maternity insurance, and men don't feel that big!