1。 I don't know what your undergraduate school and major are. If you have a good job and are not majoring in financial mathematics, you can consider employment first. Of course, there are not many majors and schools with good employment at present, most of them are good jobs, but they are not ideal. If this is the case, you can consider taking the postgraduate entrance examination.
2。 If we say that the employment situation after taking the exam now, I can only say that all majors are the same, depending on two things, one is what school you study, and the other is your comprehensive quality. In fact, most of the graduate students who are studying now don't know their employment situation after graduation, not to mention that you haven't even taken the exam now. If there is no shortage of actuaries, I can tell you for sure that there are not enough experts at any time, and I am afraid I can't.
3。 If you are good at our country's education system (that is, exams), you can consider taking an examination of a well-known school and tell you that your employment is good (of course, your other qualities can't be too bad). If you just want to be a graduate student of this major in an ordinary university, I can only say that the future employment is very uncertain, which may be good or not as good as your undergraduate course.
In fact, after talking for a long time, the result is still one, depending on your personal situation, mainly depends on whether you are strong in the exam. If it is very strong, the current undergraduate employment is not ideal, you can take the exam. If you take the postgraduate entrance examination just to get a job later, then don't. The reality is that the finance of a good school is difficult to test, and the finance of an ordinary school is not very valuable.
Finally, let me talk about my personal opinion. How old are you? What are you afraid of? If you really want to take the exam, spell it once, so be it. Don't be afraid when you are young, and don't regret when you are old.
I hope it works for you.