Renminbi is the legal tender in China, which was first issued on 1 948 65438+February1.
What are the advantages of bank wealth management products?
Good reputation and high security: when customers seek the help of financial consultants, the first concern is the security of their own funds. The general public believes that "it is not easy to set up a bank, because the government has strict examination and approval of banks, so the credibility of banks is higher and safer than other financial institutions."
Safety of capital chain: Compared with insurance companies and securities companies, banks have obvious advantages in capital chain, because customers always want to put money in the bank to reassure them.
Many outlets, fast and convenient: there are many bank outlets, including branches, savings offices and branches at all levels. Therefore, customers also like the service of the bank, and the convenience of deposit and withdrawal also makes customers feel very convenient. From the bank's point of view, it is also an advantage to develop wealth management business with more outlets.
Income is higher than savings: the income of bank wealth management products is higher than that of deposits in the same period. Under normal circumstances, bank wealth management products will invest funds in projects with stable yields such as government bonds, financial bonds and central bank bills. Let investors basically get the expected income.