Wealth management products will rely on ICBC Financial Co., Ltd.' s rich experience in asset allocation, invest in fixed income, equity, commodities and derivatives markets through independent investment or selecting excellent managers, and strive to obtain stable income for customers.
Features:
1. Open regularly for one year, and the investment period is moderate and flexible;
2. "Fixed income+"strategy, based on fixed income assets, seize the investment opportunity of equity assets, and control product risk and exit through a certain proportion of derivative assets.
3. Quantitative strategies are rich, covering market neutrality, multi-asset risk parity, quantitative timing and so on.
Through quantitative strategy combination, we can obtain the excess returns of various assets, realize the flexible allocation of fixed income assets, equity assets and derivative assets, and dynamically adjust the asset allocation ratio according to market conditions. Relying on the manager's rich experience in asset allocation, you can invest in various assets through independent investment or by choosing excellent managers. At the same time, the quantitative hedging model is used to reduce portfolio risk and exit, so as to meet customers' risk and income preferences and investment needs.
At present, the credit risk in the bond market is increasing, and the overall systemic risk in the stock market is small, but the upside depends on the marginal changes in corporate income and liquidity. In the future, styles will be more balanced and industries will be more frequent. Considering that the current price performance of stocks and bonds is at the central level, we will deal with investment opportunities and risks in the market with more absolute returns this year.
ICBC Financial has 1 1 investment managers, all of whom have master's degree or above, and have comprehensive professional backgrounds such as mathematics, computer, statistics and financial engineering. Its predecessor is the earliest quantitative investment team of bank asset management institution in China, which was established on 20 1 1. The Quantitative Investment Department of ICBC Financial issued and managed a number of quantitative strategic wealth management products and index wealth management products, and grasped investment opportunities in bond, stock and commodity markets with diversified investment strategies.