EF=(AB-CD)/2 .
After F, FM parallel AD passes through AB in M, FN parallel BC passes through AB in N ... (briefly described below).
AM=DF=CF=BN, AE=BE, so EM=EN.
∠A=∠FME, ∠B=∠FNE. Because ∠ A+∠ B = 90, ∠ FME+∠ FNE = 90.
The triangle MFN is a right triangle and FE is the center line of the hypotenuse, so EF=MN/2.
EF =(a b-AM-BN)/2 =(a b-DF-CF)/2 =(a b-CD)/2 .