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What kind of major is credit management?
Credit management mainly studies basic knowledge and skills such as management, economics and credit management. Understand the international practices and relevant laws and regulations of credit management, and conduct credit investigation, credit rating and credit management for individuals or enterprises. For example: the investigation and rating of enterprise assets and credit when enterprise loans, and the evaluation of individual repayment ability when handling credit cards.

The major of credit management aims to cultivate senior financial management talents who master the all-round development of morality, intelligence and physique, master the professional knowledge of credit management, have a solid theoretical foundation, strong innovation ability and management ability, are familiar with relevant international practices and rules, master credit risk management, and can communicate and exchange in international economic activities.

relevant information

Cultivating credit talents is a necessary measure to establish a credit system, among which credit companies and accounting firms engaged in credit evaluation and investigation bear the brunt. At present, accounting firms engaged in advanced financial evaluation urgently need talents with credit management knowledge to complete the evaluation business. More than 20,000 enterprises across the country have started to establish credit management systems or train relevant personnel.

There are more than 5,000 professional institutions engaged in credit management products and services. In addition, intermediary service institutions such as bank risk management and government also need a large number of full-time credit personnel. Similarly, in order to go deep into the grass-roots links, government intermediary service agencies need to train a large number of full-time credit personnel.

Industrial and commercial bureaus at all levels need credit managers to be responsible for the certification and evaluation of business qualifications and qualifications of enterprises, and trade associations and chambers of commerce also need credit managers to verify relevant professional standards and strengthen standardized management in this field. With the establishment of the credit system, these institutions will become "consumer groups" of credit talents in the future, and will also be used by graduates of this major.