2010117, Zhang Hongwei told the reporter: "After joining the company, we found that it was completely different from the promise made at the time of recruitment. First, we need to pay the training fee of 190 yuan. After taking the agency certificate, I have to buy a self-insurance film, and the premium per copy is not lower than that of 50 yuan. The company told us that this is a rule and must be bought! If you don't buy it, you won't be in the right position. In order to get the salary promised by Pacific, each of us can only buy a self-insurance policy, which is the one-year accident insurance of Pacific Life. "

"After buying the self-insurance part, the company asked us to pay a deposit in 500 yuan, saying that only by paying the deposit can we become a formal employee of Pacific Company. If we don't pay the deposit, we can't become full-time employees, so each of us has to pay 500 yuan's deposit again. " 20 10, 165438+ 10 On June 8th, Chen Qing told reporters: "After two months, we didn't get the salary promised by the company. At this time, when the branch moved, the company leader asked us to buy another self-insurance piece and attend the so-called moving honor banquet of the company. The initial premium should not be less than 3,000 yuan. Many people in the company were forced to ask for money again and bought a self-insurance piece, namely "Jintai Life Insurance" and "Hongfu Life Insurance" of Pacific Life Insurance. By this time, the salary promised by the company has not yet been paid, and we have already paid about 3,700 yuan. "

The survival dilemma of Pacific insurance agents is definitely not a case of the insurance industry, but a microcosm of the insurance industry! According to statistics, Wang Bao has received many false recruitment complaints in the past three years, which have been reported by many domestic media. In 2007, Century Bao. Com conducted a special investigation on the false recruitment in the insurance industry, and found that there are 122 job titles of insurance companies, among which Xinhua Life Insurance has 1. Some job titles are even unheard of, such as: female supervisor, business planning assistant, manager of joining preparatory department, rookie plan for previous graduates, challenging high-paying personnel, etc.

Insurance agents are at the bottom of the food chain of the whole insurance industry. The relationship with the insurance company is an unequal agency relationship: you are not my employee, so I can not give you salary, social security and exhibition expenses, and do not assume any obligations of the employer. But you must accept my management, so you must accept attendance, training, management and assessment. If I am unhappy, I can fire you at any time (of course, my statement will be elegant, not firing, but dissolving the agency relationship). As for your renewal commission, that's obvious, absolutely not. As for the refund of your deposit, I'm sorry I'm busy. Please abide by the company management system and I'll help you deal with it when I'm free.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.