For Xiaobai, learning the basics of financial management can start from the following aspects:
1, read financial books
For zero-based investors, you can read some financial books first and learn some basic financial knowledge and concepts, such as Rich Dad, Poor Dad, The Art of Asset Allocation, and Buffett teaches you to read financial reports.
2. Report to the financial management class
For zero-based investors, you can also choose to sign up for some financial management classes, and learn financial management knowledge and absorb successful experience through the systematic explanation of financial management teachers. When investors apply for financial management classes, they should choose those well-known and formal financial management training classes.
3, simulation or small capital practice
After learning the theoretical knowledge, investors can register a wealth management software, simulate buying some wealth management products on it, or use some petty cash to test their knowledge, form their own investment system, and understand the trading rules of various wealth management products.
For example, the trading hours of the Fund are 9: 30-1:30, 13:00- 15:00 on the trading day, and the transactions in other trading hours of the Fund are orders; Fund trading follows the principle of unknown price trading, that is, when investors purchase and redeem funds, the amount of fund shares they buy or sell is calculated based on the net asset value of fund shares after the market closes on the day of application; If the fund is held for less than seven days, a high redemption fee of 0.5% of the turnover of 65438+ will be charged.
At the same time, novices should choose wealth management products according to their investment preferences when purchasing wealth management products. For example, for prudent investors, they should choose financial products with lower risks.