Experience, gains and losses of bank insurance account manager
At present, the state is cracking down on the sales of insurance companies in banks, and the bancassurance business of insurance companies has shrunk dramatically. Moreover, there are many wealth management products sold in banks, and there is great competition. Bancassurance products are difficult to sell and there are many complaints. However, depending on the types of insurance and payment methods, the commission is only a few thousandths or a few percent, so the income is not much. Insurance companies can't make money on bancassurance, but only make market share. If you really want to go, then go to your brother's branch and cooperate with which insurance company. At present, the banking supervision sub-bureau and the insurance supervision sub-bureau implement a single-generation banking insurance network, that is, a branch or savings office can only sell bancassurance products for no more than three insurance companies, so you must make it clear and determine the channels allocated to your brother. I suggest your brother be the financial manager of the bank and see if there is any chance to do his job. The nature and content of the work are actually similar, both of which are selling financial products.