1. is located in the same geographical range.

Banks need to give priority to the development of business around outlets, which is the scope of key development. The purpose of regional development of banks is to increase the customer stock as much as possible.

2. The best in the industry

Now customers' consumption concept is more and more realistic and rational, and the products or services provided by merchants need high quality to meet customers' needs. Therefore, banks will search for those merchants who have a certain popularity and reputation in the local area, and those high-quality merchants who have proved their strength.

The target customers of banks and merchants are the same.

Banks will choose merchants with strong correlation according to their customer base positioning. The types of customer groups of banks are elderly customers, female customers and parent-child customers. Therefore, the discipline early education industry can bring huge value-added benefits to banks.

4. The repurchase rate of products provided by merchants is high.

When choosing cooperative merchants, banks should try to choose stores with high customer consumption frequency, such as cinemas and car wash shops. The early education industry can meet the needs of children aged 0-3, so the repurchase rate of customers will be higher, which is also in line with the bank's positioning.