Take Beijing as an example:
One. Pregnancy and childbirth: about 10500 yuan.
Pregnancy check-up, B-ultrasound, medical expenses, etc. , about 1500 yuan.
Buy chicken, fruit and other nutrients during pregnancy, about 4000 yuan.
Radiation protection clothes and maternity clothes, about 2000 yuan.
Beijing general maternity hospital, the cost of natural childbirth adds up to about 3000 yuan. If caesarean section is performed, the cost ranges from 8000- 10000.
2.0-3 years old: about 4 1000 yuan.
If the baby is not sick, at the age of 0- 1 year, the money for milk powder and clothes is about 1500 yuan every month. If you don't drink milk powder, you need about 1000 yuan per month. Spend at least 12000 yuan in one year.
1-3 years old, bought all kinds of early education materials and toys, about 5000 yuan. Life plus clothes is about 1000 yuan per month. Then add up to about 29,000 yuan.
Three. Kindergarten (preschool) 3-6 years old: about 95,600 yuan.
If you have a good kindergarten, the sponsorship fee ranges from 20,000 to 60,000, or even more.
The one-month nursery fee for ordinary kindergartens in Beijing is at least 1500 yuan, the meal fee is about 500 yuan, and other miscellaneous fees are about 1000 yuan. So at least 2 100 yuan per month, three years and 36 months, a total of 75600 yuan.
Four. Primary school: 122000 yuan.
Now it is said that compulsory education is free of charge, but school selection fees and training fees are charged, which means that the cops don't even play cards. When these two expenses add up, it's a mess. Usually at least 50 thousand.
Then, according to no tuition. Books, mobile phones and other things, about 2000 yuan a year, six years 12000 yuan. Clothing and living expenses average at least 1000 yuan per month. After six years, the total is * * * 72,000 yuan.
Five. Junior high school: about 40 thousand yuan
Junior high school, like primary school, is also a compulsory education stage, so tuition is free and fixed miscellaneous fees are not high. If it is public, the tuition fee for one semester is around 500 yuan, and it is 3,000 yuan for three years. The tuition, interest classes and meals of the school are not high, which is about 1000 for one semester and about 6000 for three years. But children in junior high school spend more on school supplies, such as electronic dictionaries, MP3 players and computers, which will cost thousands of dollars in these three years. In this way, children's spending on junior high school learning is about 1.5 million yuan.
It should also be noted that many people in junior high school will choose "choosing a school", which will generate sponsorship fees. 5-65438+ ten thousand yuan.
At home, the main expenses are food and clothing and going out to play. After three years, the child will probably spend 20,000-30,000 yuan on living expenses.
Generally speaking, if a child does not choose a school for three years in junior high school, the total cost is about 40 thousand yuan; If you choose a school, it will cost about 80-1.5 million yuan.
Six. High school: about 50,000 yuan
If a child successfully passes the senior high school entrance examination and is admitted to a public key high school, then the tuition fee per semester is generally only 1200- 1500 yuan, and if boarding is chosen, it is 2,000 yuan per semester. The tuition and fees for three years are five or six thousand yuan.
If the exam is average, choose a public ordinary high school, and the tuition fee is 900 yuan/semester. However, if you choose to attend a public converted high school at this time, the tuition fee per semester is about 3000-4500 yuan, and you have to pay a school selection fee of1-20,000 yuan. The tuition and fees for three years are about 30 thousand yuan.
If you go to a private high school, it is normal to spend more than 100,000 yuan on tuition and fees for three years.
At the same time, the study competition in senior three is more intense, and students have to attend various make-up classes inside and outside the school, which will cost several thousand yuan or even ten thousand yuan in three years.
High school students are more interested in and demand for computers and other electronic products than junior high school students. Therefore, even families with the worst family conditions have to spend five or six thousand yuan to buy computers and other items for their children. Some families are even more generous and fully meet their children's requirements.
Generally speaking, the total cost of children in high school for three years is about 500,000-200,000.
Seven. University: around 70,000.
After graduating from high school, some people were admitted to universities.
After the average child is admitted to college, the four-year tuition fee is about 20,000 yuan; Miscellaneous expenses and living expenses are about 800- 1000 yuan/month, plus the cost of going home and traveling, which is about 40 thousand in four years. A total of 60,000 to 70,000 yuan is enough.
After some people go to college, the budget given by their parents is relatively high, and the total cost is 1.5-0.2 million yuan.
If it is a major with Chinese-foreign cooperative projects, the cost will be about 200 thousand yuan more because of studying in a foreign cooperative university for one year. Whether a university is thrifty or rich depends on the family situation.
As for postgraduate entrance examination or studying abroad, it depends on personal circumstances. If you want to pursue further studies after graduation, you have to prepare 65,438+00-800,000 yuan for your children to study in graduate schools or abroad.
In this way, according to the minimum standard, from pregnancy to children's graduation from college, a family will spend at least 500 thousand economically. Of course, this is on the premise that prices will not rise abnormally and inflation will not occur.