The base for calculating five insurances and one gold is the total salary, including overtime pay and sales commission. Not just the basic salary. Basic salary+overtime pay+sales commission. The payment base of five insurances and one gold is the average salary of employees in the previous year or the salary in the first month of employment. However, if the average monthly salary or the first monthly salary of employees in the previous year is lower than 60% of the monthly salary of employees in the whole city in the previous year, the payment base shall be calculated according to 60% of the monthly salary of employees in the whole city in the previous year.