A sudden fire in Li Yuhan destroyed her parents' and neighbors' houses and burned millions of debts ... Li Yawen (pen name: Shifang), a 29-year-old well-known investment and financial writer, was not discouraged by this, but made up his mind to make a fortune until he was "not afraid to burn more". Finally, after 10 years of hard work, she realized the freedom of wealth, retired at the age of 37, and now her assets even reach more than 50 million yuan ..... The life track like a TV series makes people wonder how she experienced that hellish day. How do you get back on your feet and change your life? (Editor's recommendation: 6-year deposit1million is really feasible! Shi: Brainless financial management starts at 6,000 yuan per month) The nightmare begins: On the third day after the child was born, her parents caught fire in the spring of 2006. At noon on the third day after the baby was born in Li Yawen, she received a phone call in the hospital. The trembling voice of her husband made her unforgettable. He said, "something happened to your family ... the house burned badly." At this time, she watched the TV in the hospital and saw the familiar background. A group of people followed her and left in a hurry, even her mother. Then the fire in the back became more and more fierce, and finally there was only a sea of fire left in the camera. The fire started in an iron house built by Li Yawen's mother's family, and one of the old air conditioning wires was broken. Because the compartment was made of wood, it quickly burned and finally spread to two neighbors. Seeing this scene, Li Yawen's brain is like a crashed computer, blank and unable to feel any emotion. At that time, she was a third-year doctoral student, and her parents did not have rich savings. She doesn't know whether her previous savings are enough to make up for it. Anyway, she is poor this day. The fire became the biggest nightmare of Li Yawen's life. She didn't cry on the day of the incident, but she was very angry and felt very unwilling. So, she began to shout to herself that she must have money and earn "the degree of not being afraid of burning several times." Determined to embark on the road of financial management: I got to know Li Yawen, whose average math score in junior high school is only 39, and began to read hundreds of books on investment and financial management in the library, and found a common point from the books: "bookkeeping" is the most basic step in financial management, and I have since developed the habit of bookkeeping ... (Editor's recommendation: less income is saved in the bank! In a TV interview, she said that she would find out the most expensive items from the ledger, such as her skin care products are expensive. In order to avoid the backlog, she specially made a "skin care inventory table" to remind herself not to buy too much. Toilet paper and salad oil were included in the budget table. After such strict control, she only spent three years and one year for her family. She shared in an interview that it is impossible to achieve wealth freedom without knowing how much money she spent. Therefore, as long as she has the determination to change, she must implement it seriously and strategically, plan the budget according to her own habits every year, and then do it according to the plan. Although it is boring to do the same thing over and over again, she believes that persistence can turn the current situation around. A sudden fire in Li Yuhan destroyed her parents' and neighbors' houses and burned millions of debts ... Li Yawen (pen name: Shifang), a 29-year-old well-known investment and financial writer, was not discouraged by this, but made up his mind to make a fortune until he was "not afraid to burn more". Finally, after 10 years of hard work, she realized the freedom of wealth, retired at the age of 37, and now her assets even reach more than 50 million yuan ..... The life track like a TV series makes people wonder how she experienced that hellish day. How do you get back on your feet and change your life? (Editor's recommendation: 6-year deposit1million is really feasible! Shi: Brainless financial management starts at 6,000 yuan per month) The nightmare begins: On the third day after the child was born, her parents caught fire in the spring of 2006. At noon on the third day after the baby was born in Li Yawen, she received a phone call in the hospital. The trembling voice of her husband made her unforgettable. He said, "something happened to your family ... the house burned badly." At this time, she watched the TV in the hospital and saw the familiar background. A group of people followed her and left in a hurry, even her mother. Then the fire in the back became more and more fierce, and finally there was only a sea of fire left in the camera. The fire started in an iron house built by Li Yawen's mother's family, and one of the old air conditioning wires was broken. Because the compartment was made of wood, it quickly burned and finally spread to two neighbors. Seeing this scene, Li Yawen's brain is like a crashed computer, blank and unable to feel any emotion. At that time, she was a third-year doctoral student, and her parents did not have rich savings. She doesn't know whether her previous savings are enough to make up for it. Anyway, she is poor this day. The fire became the biggest nightmare of Li Yawen's life. She didn't cry on the day of the incident, but she was very angry and felt very unwilling. So, she began to shout to herself that she must have money and earn "the degree of not being afraid of burning several times." Determined to embark on the road of financial management: I got to know Li Yawen, whose average math score in junior high school is only 39, and began to read hundreds of books on investment and financial management in the library, and found a common point from the books: "bookkeeping" is the most basic step in financial management, and I have since developed the habit of bookkeeping ... (Editor's recommendation: less income is saved in the bank! In a TV interview, she said that she would find out the most expensive items from the ledger, such as her skin care products are expensive. In order to avoid the backlog, she specially made a "skin care inventory table" to remind herself not to buy too much. Toilet paper and salad oil were included in the budget table. After such strict control, she only spent three years and one year for her family. She shared in an interview that it is impossible to achieve wealth freedom without knowing how much money she spent. Therefore, as long as she has the determination to change, she must implement it seriously and strategically, plan the budget according to her own habits every year, and then do it according to the plan. Although it is boring to do the same thing over and over again, she believes that persistence can turn the current situation around. Investment stumbled: After the first time I tasted the sweetness of investment, I lost 5 million yuan and got into the habit of bookkeeping, Li Yawen found something was wrong, because the money was too slow! Later, she was awakened by a sentence from a rich friend, which said, "Money is earned, not saved." So every other year after the fire, Li Yawen invested in Taiwan Province stock market and China stock market respectively. After four appearances, I earned more than 2 million yuan in half a year, and I also took out 1 10,000 to help my family pay off debts. She tasted the victory of the stock market for the first time. In 2008, she saw a Taiwan Province stock, put money into it, and never quit when it was full. Even though the book loss has reached 40%, she still believes that this is an endurance war and insists on not selling. It was not until later that she got deeper and deeper that she had to admit that she had to pay for it and eventually lost more than 5 million yuan. Hard-earned money was hit back to the original point, and Li Yawen began to doubt himself, thinking that all his long-term efforts were on fire. At that time, I had a sleep disorder, and even when I was driving one day, I couldn't stop crying when I remembered it. I cried that I couldn't drive normally and my eyes couldn't open, so I had to park my car on the side of the road to calm myself down. It was not until a friend told her that the clever fish would not escape after being hooked, but swam to the residence of the hook to loosen the line, which increased the chances of survival. So she told herself to be a smart fish, face difficulties, don't complain, and finally change. After a period of stagnation, she rekindled her unyielding determination and began to rally and continue to wait and see Taiwan stocks and China Stock Exchange. Finally, after careful practice, it took her three years and her income doubled. Li Yawen was once interviewed and pointed out that his previous investments only looked at the price and trend chart. At first, he was lucky to earn 2 million yuan. Then he found that it didn't work. Later, in the process of studying investment, she learned that when choosing stocks, she should pay more attention to the company's ability to make money for shareholders, so the proportion of dividends and the growth of the company are the directions she will pay attention to. Even if it is only a stock of 20,000 yuan, Li Yawen will study it very carefully. First, he will evaluate whether each company is suitable for "long-distance running" or "short-distance running", then he will carefully study the characteristics of the stock, find a company that is stable in operation and can grasp the opportunity to make money, then make effective inference, and finally bet on the most sure stock. This is Li Yawen's stock picking mentality. More important than making money is to use this systematic thinking to judge the timing of entry and exit in life, without speculation, blind obedience and rashness. Maybe you can get closer to the road of wealth and freedom like Li Yawen. It's good to make money, but life can't just make money. Li Yawen believes that if you exchange money for your mission and the life you want, you will be happy and free. Always remember that money is only a tool, and happiness is the purpose. In fact, many wealth managers can realize wealth freedom early because they know what kind of life they want to live and lead to a happy country through accumulated wealth; Instead of trying to make big money at the expense of health, freedom and family.