2. Before the appointment date comes, users can log in to official website of the four major banks and enter their names, ID numbers and mobile phone numbers according to the prompts to make an appointment.
Three, it should be noted that the gold and silver commemorative coins issued by the People's Bank of China are not in circulation and are not exchanged at face value. However, investment in gold and silver coins has a certain appreciation space for collectibles, which is different from pure investment in gold bars and silver bars. If users invest in ordinary commemorative coins, loose coins are mainly for collection and appreciation, and their liquidity in the market is not high.
1. Is there room for appreciation of commemorative coins issued by the central bank?
Commemorative coins issued by the central bank also have room for appreciation and collection value, but mainly depend on the circulation and commemorative significance of commemorative coins. For example, the Hong Kong-Zhuhai-Macao Bridge opened a silver commemorative coin, which was issued on 20 18124 October. Because of its small circulation, it has special commemorative significance and certain appreciation space and collection value. But investing in commemorative coins is also risky, so please don't blindly follow suit. In addition, it is not recommended to start with the high price of commemorative coins, because the price of commemorative coins is determined by many factors. At some point, the price of commemorative coins may suddenly rise, but with the decrease of collection enthusiasm, the price of commemorative coins will fall again.
2. Can the commemorative coins issued by the central bank be converted into currency?
Some can. Ordinary commemorative coins can be exchanged for adult coins in banks, while precious metal commemorative coins cannot be exchanged for adult coins.
Ordinary commemorative coins can be circulated, but precious metal commemorative coins cannot be circulated. Chinese commemorative coins are legal tender designed and manufactured by China Banknote Printing and Minting Corporation and issued by China People's Bank. Commemorative coins are usually issued to commemorate major political and historical events, traditional culture and other events of special significance in China. Ordinary commemorative coins have the same function as the RMB currently in circulation, which is equivalent to the RMB with the same denomination. After issuance, it can be circulated with the same value as the circulating RMB, and its denomination is recorded in the cash circulation of the market and becomes a part of the money supply. Its denominations are: 1 jiao, 1 yuan, 5 yuan, 10 yuan. Ordinary commemorative coins have the same function as the RMB currently in circulation, which is equivalent to the RMB with the same denomination.