Venture capital is a common way for start-ups to obtain funds. The procedure of obtaining venture capital is very complicated. Entrepreneurs need to submit a business plan to prove that the enterprise has a stable management structure. Most venture capital institutions will ask for shares in start-ups, which means they want to own shares in your company in exchange for providing seed money. Venture capital can fully provide the funds needed by enterprises and ensure that entrepreneurs can successfully realize their entrepreneurial ideas.

Borrow money from people around you.

Entrepreneurs' families will be willing to lend money to entrepreneurs, thus providing the funds needed for starting a business. However, be sure to treat your family like other investors. Don't think they are family and don't want to get their money back. In fact, it is better not to pay back the money borrowed from your own family.

3 bank loans

Entrepreneurs can always try to get financing from local banks. This method will be more effective if the entrepreneur's enterprise has a loan repayment record. In addition, entrepreneurs can also solve the business expenses by obtaining personal loans. However, if you can't repay the loan, doing so may have a negative impact on your credit. Here are some suggestions to increase your chances of getting a loan:

-Turn start-ups into companies.

-Establish a credit record by applying for a small loan.

-Use collateral to obtain loans.

4 Co-founder

In the previous entrepreneurial model, the founder went it alone, used resources and opportunities, walked ahead of others, and achieved success in his career. However, with the emergence of new economic model and human capital, new ventures have formed the current natural standards: co-founder and option pool. As the first fund of a start-up, it should come from the co-founder of the start-up project. Of course, it is also a way to invest in the form of technology and salary, but in the process of maintaining the basic market operation of the enterprise, every founder must invest real money. Nowadays, many (newly established) enterprises have set up option pool and equity incentives, and set up limited partnerships to gather employees' funds (pay attention to the policy red line), thus creating a platform for the integration of interests and careers.

Five angel investors

Angel investment is a good choice for start-up financing, usually with few additional conditions. The investment goal of these investors is that start-ups can succeed. However, angel investors will not pay their money for nothing. As an investment condition, they may wish to join the company's board of directors. Most people also want to see a business plan, which should make them excited about the career of entrepreneurs. For example, angel investors may be interested in human immigration into space. Therefore, entrepreneurs should explain how the new products of enterprises make this goal possible.

Seek government policy help

The policies that the state is vigorously supporting and supporting have gradually landed in various places, especially the strong support for early innovation and entrepreneurship and the strong support for traditional enterprises to transform enterprises. From the aspects of streamlining the company registration process and fees, tax subsidies, senior talent subsidies, high-tech awards and support, supporting school-enterprise cooperation, and supporting the transformation of scientific research achievements, there are different degrees of real money awards, subsidies and policy support, and some pioneering high-tech zone management committees have greater support in this regard.

7 Find a suitable business incubation platform

The business incubation platform aims at incubating high-tech achievements, high-tech enterprises and start-ups, promoting cooperation and exchanges, and making enterprises "bigger". Can provide general services such as venues and business facilities, business agency services and management consulting services such as formulating strategies, management systems, human resource management systems, market analysis and professional knowledge training when the enterprise is struggling in its initial stage, and assist in obtaining government funds, applying for secured loans, directly investing in enterprises and combining with venture capital.

8 crowdfunding model

As one of the hot spots in the field of Internet finance, the current Internet crowdfunding platform has developed rapidly, and various forms of crowdfunding platforms have emerged as the times require to solve the problems of realizing ideas, listing products, store expansion or equity financing. The original development modes of traditional industries, such as putting into production and building factories, recruiting people, attracting investment, distributing goods and after-sales, have been completely leveled in today's new economic wave. Customer customization, participation in design, crowd-creation, crowdsourcing and crowdfunding have become the business and development models of start-ups, and start-ups have more channels and platforms to realize their dreams. Of course, many crowdfunding platforms also have a series of problems in the process of boosting the growth of enterprises. After all, without the full adjustment and investment management power of professional institutions, the risk awareness of investment groups is also uneven. If enterprises choose equity crowdfunding and other methods, they should also consider the optimization of equity structure and the withdrawal of old shareholders in the follow-up financing process to reduce the normative costs and risks in the listing process.

Risks needing attention before and after financing

Arbitrary management

To succeed in starting a business, entrepreneurs must attach importance to both technology and management. They can start from partnership, family business or virtual shop to exercise their entrepreneurial ability, or they can hire professional managers to take charge of the daily operation of the enterprise. At the same time, we should give full play to the role of entrepreneurial mentor.

Lack of entrepreneurial skills

Entrepreneurs should work or practice in enterprises, accumulate relevant management and marketing experience, actively participate in entrepreneurship training, accumulate entrepreneurial knowledge, receive professional guidance, and improve the success rate of entrepreneurship.

Insufficient social resources

Usually, you should take part in various social practice activities and expand your interpersonal range. Before starting a business, you can work in related industries for a period of time, and through this platform, you can accumulate network resources for your future business.

Blind selection of projects

Entrepreneurs must do a good job in market research in the early stage of starting a business and start a business on the basis of understanding the market. Generally speaking, entrepreneurs have weak financial strength, and it is more appropriate to start with small capital and choose projects with low staffing requirements.

The dilution ratio of equity financing is too high.

The more financing, the better. If you get a lot of money at the beginning, it means that there is not much room for dilution in the future, or there is still a lot of money to spend at the next milestone, which is very unfavorable to the founder. The most common ones, such as angel wheel, only sell less than 20% of the shares. Don't melt too much at first.