According to official data of Rizhao City, there is a conflict between handling long-term care insurance and receiving disability care subsidies for disabled people in Lanshan District of Rizhao City, and they cannot enjoy long-term care insurance at the same time. The long-term care insurance implementation plan has clear provisions.

Long-term care insurance is mainly an institutional arrangement for the insured to provide care guarantee and economic compensation when he loses his ability of daily living, falls ill or dies in old age.