Robert Toru Kiyosaki is the author of the best-selling book Rich Dad and Poor Dad. It was in this book 1997, Rich Dad and Poor Dad, that Robert Toru Kiyosaki predicted that a great economic recession like 1929 would surely come. He pointed out the difference between the rich and the poor. The poor work for money and are forced to face the crisis when they encounter economic depression. This scene is being staged now. The rich make money work for him, but the economic downturn will be a good opportunity for the rich to buy assets. This book has sold more than 40 million copies so far, guiding countless people to get rich, and it is a classic of financial and business education. This book has taught us six financial and business education lessons.
Robert refers not only to the poor, but also to the middle class like the author's father, who thinks that they all work for money.
One is that money is evil, for example, loving money is the root of all evil; It is forbidden to discuss money at the dinner table; Be careful of risks when it comes to money; Say you are not interested in money; The rich should pay more taxes to take care of the unfortunate.
Second, I am used to avoiding the question of money and often say "I can't afford it". This statement first made my brain stop thinking hard; "I am not rich because I have children" to find the reason for my poverty; Say that you "will never be rich" and label yourself as poor.
The third is that work can make money. The poor have been educated by poor parents since childhood, so they should study hard at school. When they grow up, they can find good jobs such as lawyers and doctors to make money. Make your resume more beautiful to find a good job; People should try to save money; House is the biggest investment and asset; I believe that government companies will meet the needs of the poor.
One is that money is not evil, and poverty is the root of all evil; Advocate talking about money and business while eating; Learn to manage risks instead of being afraid of them; Think that money is power; Taxation is not to support the poor, but to punish diligence and reward laziness.
Second, I am used to actively chasing money and often ask "how can I afford it", which makes my mind move immediately; Say "because you have children, you must have money" to motivate yourself; Love to say "I am a rich man" and act like a rich man.
Third, the funds should be recovered, not just the work. Rich people are educated by their rich fathers and study hard since childhood. What they think of is not working, but looking for a company to buy and trying to find money. Try to solve the problem of money without making excuses; Think the house is in debt; Believe in economic self-reliance; Continuous investment throughout life; Instead of being forced to work, I wrote down my career plan and financial plan to start a business.
When Robert was 9 years old, he wanted to become rich because his rich classmates refused to go to the seaside villa for a holiday. With his own mind, he came up with the idea of collecting waste toothpaste skins with his friend Mike and making coins with melted lead. His biological father is a teacher and a poor father who lives comfortably but makes ends meet. He asks him to learn from Mike's father (rich father). Robert met his rich father three times and learned three things.
Rich dad first let Robert and Mike work in his shop, paying only 10 cents an hour. This meeting taught Robert to make a quick decision. Wealth can sometimes be one step ahead of your decision. Robert began to study while working;
Three weeks later, Robert became more and more angry and decided to resign. Rich dad told Robert: Life is a teacher, and learning by school books alone is the least efficient. The most efficient learning is to let life push you. People are constantly forced to work because of fear, but you should focus on what you can do at work instead of complaining and fighting. It is always more difficult to change yourself than to change others and the environment; Anger is the beginning of passion. Most people always give up and are afraid of change. The result of the meeting asking for a raise was that Robert was willing to give up all his income and was determined to make money with his brain.
Robert and Mike worked for their rich father for free for three weekends, and they didn't receive any money. Rich dad came to see them, and this time he gave Robert a raise:
25 cents? 1 USD?
Two dollars? Robert will promise!
Five dollars? At this time, Robert's heart suddenly calmed down and refused the salary increase.
Rich dad taught Robert to overcome his desire and greed, stop working for money and stop being a slave to money. Only in this way can people think rationally and think about how to make money work for themselves.
Rich dad said that rich people are actually "making money", which is similar to when Robert used lead coins, but they should make money legally. Rich dad asked Robert and Mike not to be intimidated and tempted by the basic salary of their jobs, but to take the initiative to make money.
After another three weeks, Robert and Mike thought hard and looked around, and found the second-hand book business in the bookstore, that is, collecting hundreds of comic books that could not be sold in the bookstore to build a reading room, and asked Mike's sister to be a librarian, charging each child 10 cents at a time. This kind of business allows them to make money, even if they are not on the scene. Their money works for Robert!
People want to find a stable job out of fear. These fears include: fear of not paying bills, fear of being fired, fear of not having enough money, and fear of starting over. In order to seek a sense of security, they will study a certain major, or go into business and work hard for money. Most people become slaves to money and then take it out on their bosses. Nearly 50% of the respondents are worried that their money is not enough to live on and that they will run out of money when they retire.
The poor are like mice running every day, controlled by hunger and fear, and caught in the trap of making money-working-making money. The poor go to work every day, hoping that money can dispel their fears, but it is useless. Fear chased them, so they had to go to work again, hoping that money could calm this fear again, but it was useless. Fear makes them hope that fear will disappear, but when they get up every day, they will find that fear wakes up with them again.
The fear of having no money keeps thousands of people awake all night and worried. They hope that the salary will eliminate the fear of biting the soul. Money dominates their lives, and they refuse to tell the truth. Money controls their emotions and souls. Many millionaires are even more afraid than when they were poor. They are afraid of losing all their money. The richer they are, the stronger this feeling becomes.
The donkey pulled the cart because the owner hung a carrot in front of it. The master knows where he is going, but the donkey is just chasing a phantom. But the donkey will still pull the cart the next day, because there are carrots in front.
"Desire" is the desire to have something better, better, more interesting or more exciting, which is normal. So people also work to realize their desires. They think that money can buy happiness, and the happiness that money can buy is often short-lived, so they will soon need more money to buy more happiness, more happiness, more comfort and more security. So they continue to work, thinking that money can appease their souls tortured by fear and desire, but in fact money can't do this.
Money is a carrot in front of a donkey, an illusion. If the donkey can know all the facts, it may reconsider whether to pursue carrots. But the poor are driven by greedy desire to keep working.
What rich dad taught Robert three times was not specific ways to make money, but to learn to let your feelings follow your thoughts, not your thoughts. When Robert controlled his feelings and agreed to work for free; When Robert resisted the temptation of more money, he learned to control his feelings and began to think with his head instead of letting his feelings control himself. This is the first step to start making money work for you.
Work is only a stopgap measure to solve long-term problems. The poor are used to being mice driven by fear and donkeys attracted by greed. Instead of thinking, they just let their emotions drive them to work for money.