2. Intermediary valuation: The seller wants to trade through an intermediary, and after estimating the price himself, he will find an intermediary, and then the intermediary will estimate the price again. Generally speaking, the intermediary will first check the housing situation, and compare the prices of similar housing in local suburbs or towns, and then give an evaluation. This price is often within a range, because the intermediary needs to leave room for the profits that can be earned and give the buyer bargaining space.
3. Bank valuation: If the buyer needs to apply for mortgage to buy a house, then the bank must calculate the value of the house before calculating the loan amount of the buyer. However, the bank's valuation tends to be conservative, usually lower than the price of the same house in the market 10% to 20%.
How is the house auctioned by the court priced?
1, according to the bargaining with the executed person.
Before the auction, the court shall negotiate with the applicant and the person subjected to execution to determine the price recognized by both parties. This situation applies to several parties involved and it is easy to reach an agreement. If the agreed price is reasonable and legal, it shall be used as the reference price of the house. If the person subjected to execution does not cooperate with the bargaining or his whereabouts are unknown, and the case involves many parties and opinions are inconsistent, the court will consider other ways. If you encounter such an auction house with the agreed price as the evaluation price, you must know the real market price of the auction house before you can participate in the auction, otherwise it is likely to buy a low-priced auction house at a high price.
2. According to the appraisal of the appraisal company.
Appraisal company refers to the relevant institutions specializing in real estate value appraisal. In order to avoid human factors interfering with the evaluation price, the court will select the evaluation company by drawing lots to ensure judicial justice to the maximum extent. The asset appraisal report issued by the appraisal company will record the specific situation, appraisal method, appraisal standard, appraisal result and other validity periods of the appraised property in detail, with detailed content and accuracy as high as 85%.
3. Network query
Online query only requires the judges to log on to the platform and fill in the information according to the corresponding columns, and then the evaluation tool can be automatically generated. Because there are many factors that affect housing prices, the update speed of network data may not keep up with market changes.
4, according to the directional inquiry
The object of targeted inquiry is generally the Housing Authority or other government agencies. The court will send an inquiry letter to the auction house, which will specify the inquiry requirements and relevant information, and the inquired institution will give the results within the prescribed time limit. At present, directional queries are rarely used.