Value-added protection means that consumers can enjoy value-added protection services if they encounter problems or accidents during the protection period when they buy goods or services in JD.COM. Including: extended warranty, only replacement without repair, accident protection and other service guarantees; Covers household appliances, mobile phone digital, computer office, automotive supplies, clothing and household items.

Classification of value-added protection:

At present, value-added security services include many products, which are generally divided into the following six categories according to the detailed information displayed on the page of value-added security products:

1, screen saver

2. There is no reason.

3. Accident insurance

4, broken screen for a new one

5. Extended warranty period

6. Replace it with a new one

Extended data:

Goods value-added insurance:

Because of paying the freight and miscellaneous expenses for goods transportation and considering the legitimate profits, the buyer estimates that the intact value of the goods purchased at the destination will be higher than the insurance value agreed with the insurer when the seller insured, so he will insure the estimated difference between the two with the original insurer.

Value-added insurance usually adds an insurance amount to the original policy under the same conditions. When an insured accident occurs, the two insured amounts are added to calculate the indemnity. ?

Reference: Baidu Encyclopedia-Value-added Insurance