Now many banks have this kind of behavior. I feel that the bank is too irresponsible. I partner with these so-called insurance companies to defraud users. I also received this call when I first started to apply for China Merchants Bank credit card in 2007. At that time, I didn't understand. Then I saw that there was not much money deducted every month. Around 88 yuan, I agreed. The main reason is that I think refusal will affect the use of credit cards. After I came to the forum to learn about credit cards, I realized that this thing is simply deceptive, and one year overdue is decisive.

These things are all taking advantage of the law to cheat dad in the name of the bank.