The definition of finance:

Finance is an economic activity that takes money itself as its business purpose and increases the value of money through monetary accommodation, including indirect investment and financing centered on banks and direct investment and financing centered on investment banks.

The contents of finance are summarized as the issuance and recovery of currency, the absorption and payment of deposits, the issuance and recovery of loans, the trading of gold, silver and foreign exchange, and the issuance and transfer of securities, insurance, trust, domestic and international currency settlement.

Institutions engaged in financial activities mainly include banks, trust and investment companies, insurance companies, securities companies, investment funds, credit cooperatives, finance companies, financial asset management companies, postal savings institutions, financial leasing companies, securities, gold and silver, foreign exchange exchanges, etc.

The concept of economy is much broader than finance, which is a small branch of economy, but each has its own emphasis. Economics is a first-class discipline, and finance is two disciplines. Under economics, economics studies the economic development, ways and roads of a country and region. Finance only studies the financial aspects of a country's economy, such as currency, securities and financial markets.

Financial risk:

1, financial system

In terms of micro-subject risk, micro-risk is not linked to financial security, and micro-risk will not lead to systemic risks, such as small and medium-sized bank crisis, bankruptcy liquidation and so on. Systemic risk is a large-scale financial crisis in a short time, which will have an impact on the overall financial security. For example, in the financial crisis in 2008, the risk broke out sharply in a short time, causing market panic.

2. Safety

Research on financial security from the perspective of financial risk. Financial security is a position, and the position itself is national sovereignty. Studying the economic system at the national level is inseparable from the development background of globalization.

Step 3 deal with it

In the face of future financial risks, we should be prepared for danger in times of peace, take the initiative to warn and respond well. Do a good job of risk early warning every day, strengthen the bottom line thinking, and safeguard the autonomy and independence of China's financial system. The domestic financial system will not be affected by financial information, that is, the autonomy of the financial system, and independence means requiring the financial infrastructure to remain independent;

At the same time, strengthen the connection and reinforcement between financial individuals' interests and strengthen the connection between financial individuals under the background of economic globalization to resist global sanctions; Facing the characteristics of financial risks, we must accurately resolve them; Through the diversified allocation of assets, ensure that national assets benefit the people;

Establish a diversified cross-border payment system to maintain financial security; By integrating into the globalization system, we will strive for a greater say in the international arena with an open, rule-of-law and inclusive attitude.