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How to carry a large amount of living expenses when studying in Zhihu?
Cash is based on the principle of "small amount" and is subject to the maintenance of living expenses for two months; You can take it abroad by money order, credit card, etc. This will inevitably involve a large amount of capital output. What kind of fees need to be paid, when to pay these fees, the order of each fee, and how to pay them are issues that every family studying abroad needs to consider. In the whole process of studying abroad, the funds that need to be paid and carried are, first of all, small fees such as school application fees and visa fees paid before visas; Third, it is tuition. As for the tuition fee when signing a visa, whether it is paid after signing it or going abroad to study depends on the country and region studying abroad (payment method: credit card, money order, telegraphic transfer); Finally, the living expenses. Kai Tak consultant reminded the readers of Financial Weekly that the principle of carrying cash is "a small amount", which is based on the living expenses of one to two months; In addition, you can also carry more funds through money orders, credit cards, etc. Overseas accounts can be opened in relevant domestic banks and activated after studying abroad. You can also apply for a local account after going abroad, but it will take one to two months to successfully apply for normal use. How to pay tuition, living expenses abroad and daily consumption are the three major financial problems faced by studying abroad, which will be introduced in detail below. How to pay the tuition fee before and after signing the contract? Common methods: payment by money order, telegraphic transfer and credit card. In Australia, the United States, Britain, Canada, France and other countries studying abroad, you need to pay tuition fees before applying for a visa. Some schools in the United States, Canada and France require students to pay part of the tuition deposit or part of the tuition fee before applying for a visa, and the rest will be paid after arriving at school. Tuition fees in Britain are paid only after successful signing. Tuition fees are generally handled by telegraphic transfer or money order, and remittance is safer. Besides, it's faster to pay by credit card. Students can ask overseas schools whether they can charge tuition fees by credit card and the international card organizations to which the credit card belongs, such as VISA and MasterCard, to determine what kind of international credit card to apply in China. However, due to the daily foreign currency consumption limit of credit cards in China, if the tuition fee is high, it is impossible to pay the tuition fee directly with credit cards. Therefore, study abroad consultants generally advise students to pay their tuition fees by telegraphic transfer or money order. Some schools only accept money orders. Before choosing remittance, students should know how the school collects tuition fees. Relevant policy reminder: whether it is wire transfer or bill transfer, it shall be implemented according to the current policies and regulations of the State Administration of Foreign Exchange. Tuition remittance shall be handled according to the annual tuition standard listed in the admission notice or tuition certificate of overseas schools. If the cash remitted at one time is less than US$ 6,543,800+0,000 (including US$ 6,543,800+0,000), it shall be directly handled by the designated foreign exchange bank. If it exceeds the equivalent of US$ 6,543,800,000, it needs to apply to Shanghai Branch of the State Administration of Foreign Exchange.