The following is an excerpt from the book for future warning:
The following is the phenomenon that ordinary people make money.
& gt& gt "They continue to work for company bosses, work for the government by paying taxes, and work for banks by paying housing loans and credit card loans."
& gt& gt A child said, "Why should I spend time learning things that I will never use in real life?"
I remember the university participated in the mathematical modeling competition. At that time, our math teacher said, "Math is useless, because your boss's children are not good at math in the future, so let you help them." Now that I'm working, I really don't need college math.
Treat occupation: there is a difference between occupation and career, the career is one's own and the occupation belongs to others.
& gt& gt "Now I know how to choose the career I want to pursue, instead of choosing a career because of occupational safety or profitability. I think I need to continue playing this game and introduce it to my friends. If we learn what this game teaches us, we will be free to do and learn what we really want, instead of learning other things just because it is a skill needed for a particular job. After learning this, you don't have to worry about job stability and social security, which is what most of my classmates care about. "
This is why it is not enough to say "get a good education" to children. He said, "It is foolish to think that the education in the school system can prepare your children for real life. I'm not saying that the existing education system in the United States is completely bad, but at least it's far from enough. In today's world, every child needs to receive more education and different education. They need to know the different rules of the game and real life. The rich has his own set of rules, and the rules of the rich are still a secret for the vast majority of the poor and the middle class. Other people who account for 95% of the population have their own rules, and these people all learned these rules from school. This is why it is dangerous to simply say "study hard and find a good job" to children today. "Today, the most dangerous advice you can give your child is: go to school, study hard, and then find a stable job. This is old advice and bad advice. If you can see what is happening in Asia, Europe and South America, you can
Will be as worried as I am "Just as some skills taught in schools are very important, so are economic skills and communication skills. The economic mind is developed in the process of solving our economic problems.
The author's views on layoffs:
& gt& gt Let me ask you, what happens when a company announces layoffs? "
"People will be fired, families will be hurt and the unemployment rate will rise."
"yes. But what about the company? Especially for a listed company? " I wanted to mean to say:
"When layoffs are announced, the share price of listed companies usually rises. The market likes this news, because there is a cost for companies to lay off employees.
It has declined, indicating that the company has improved the average labor productivity through automation. "
"Yes," he said, "and when the stock price goes up, people like me, that is, shareholders, are richer. That's what I said.
A different set of rules. Employees lost, but owners and investors gained. "Robert not only describes the employees
The difference between the employer and the employer also shows the difference between mastering your own destiny and giving it to others.
Ideas and actions are the most important.
& gt& gt I noticed that poor dad was poor not because of how much money he earned (although it was also important), but because of his thoughts and actions.
Change:
& gt& gt Changing yourself is more tolerant than changing others.
Differences between people:
& gt& gt Rich dad continued, "If you are the kind of person who has no perseverance, you will give up every push from life. In this way, you will live a stable life, do nothing wrong, be prepared to save yourself when something will never happen, and then die of old age in boredom. You will have many friends like you. I hope your life is stable and correct.
# 160; But the truth is, you give in to life and dare not take risks. You really want to win, but the fear of failure exceeds the excitement of success. The truth is, deep down, you always thought you couldn't *, so you chose stability. "
Passion is a combination of anger and love. When it comes to money, most people want to make it safely. They have no passion for making money, so they should have the fear of having no money.
Views on money:
& gt& gt I don't understand why I am always troubled by money, so I think more money can solve the problem, but few people realize that lack of financial knowledge is their real problem. "
This is the price of knowing how to work for money and not knowing how to make money work for you. Are you enthusiastic about learning? "
Thinking:
& gt& gt You are learning the most important lesson in your life. You should learn to think.
"Get up, go to work, pay the bill, get up again, go to work again, pay the bill ... Their lives are always plagued by these two feelings: fear and greed. Give them more money and they will repeat the cycle at a higher cost.
Feeling:
& gt& gt No one can really understand your feelings except yourself.
Desire, fear:
& gt& gt "They will make a little money, but happiness, desire and greed will control them, and they will react again without thinking." "Their feelings took the place of their thoughts."
"Yes, they don't tell the truth, they don't think, they just react to feelings. They feel fear, so they go to work, hoping that money can eliminate fear, but money can't eliminate fear. So, fear caught up with them, and they had to go back to work, hoping that money could eliminate fear, but they still couldn't get rid of it. Fear makes them fall into the trap of earning money by working-working-earning money, hoping to eliminate fear one day. But when they get up every day, they will find that fear wakes up with them again. Fear keeps thousands of people awake at night and worried. So they got up and went to work again, hoping that the salary would kill the damn fear. Money dominates their lives, they refuse to tell the truth, and money controls their emotions and souls.
"The same is true of the rich. In fact, many people get rich not out of desire, but out of fear. They think that having money can eliminate the fear of having no money, so they accumulate a lot of money, only to find that their fear is stronger and they are more afraid of losing money.
Very reasonable words:
& gt& gt People need to have feelings. Feelings make us real, and the word feelings expresses the motivation for action.
& gt& gt treat your feelings truly, and use your mind and feelings in the way you like, rather than against yourself.
& gt& gt Life is actually a struggle between ignorance and fantasy.
& gt& gt Unfortunately, for many people, school is the end, not the beginning. "
& gt& gt Learn to let your feelings follow your thoughts, not your thoughts follow your feelings.
The road to freedom:
& gt& gt "Is that a road full of thorns?"
"Yes, the so-called thorns are our fear and greed. Walk into our fears, face our greed,
Weaknesses and defects. The way out of this road is to determine your own ideas with your heart.
Thinking and reacting
& gt& gt "decides how we should think, not just react to emotions."
Work and education:
& gt& gt work is only a stopgap measure to solve long-term problems.
I think too many people still pay too much attention to money instead of their greatest wealth-education.
Money:
& gt& gt In the long run, what matters is not how much money you earn, but how much money you can save and how long you can save.
Work:
& gt& gt As an employee with a house, the results of your efforts are as follows:
1. You work for others. Just like most people work for wages, your efforts will make employers or shareholders rich, and your work and success will make employers successful and you can retire early.
You work for the government. The government took some money before you saw the salary, and hard work only increased the government's tax revenue. Most people are working for the government.
You work in a bank. After paying taxes, your next biggest expense should be to repay your mortgage and credit card loans.
Work, salary:
& gt& gt "I need a raise" and "I hope I can get a promotion",
"I'm going back to school to study again in order to get a job with higher salary", "I'm going to work overtime", "Maybe I can work two jobs", "I'll quit in two weeks because I found a job with higher salary" and so on.
Assets and liabilities:
& gt& gt For financial security, people need to pay attention to their own careers. Your career revolves around your assets, not your income. As I said before, the first rule is to know the difference between assets and liabilities and buy other people's assets.
The rich care about their assets, while others care about their income.
So, what kind of assets should you or your children get? In my opinion, physical assets can be divided into the following categories: 1. A business that can run normally without me. I own them, but they are run and managed by others. If I have to work there, it's not my profession but my career; 2. stocks; 3. bonds; 4.*** The same fund; 5. Real estate that generates income; 6. Notes (IOUs); 7. Patents such as music, manuscripts and patents; 8. Anything that is valuable, can generate income or may add value, and has a good circulation market.
The charm of the company:
& gt& gt On the other hand, the rich see opportunities. They don't follow the same rules. As I said, they know the magic of companies very well. In the era of commodity economy, companies are becoming more and more common. The rich set up a company to limit the risk of their assets, just like sailing a boat. The rich put money into the company's "boat" to sail, and the company hired a group of staff (crew) to sail to the "new world" for treasure hunting. Once the ship sinks, the crew will die, but the loss of the rich man is limited to the money he invested.
Government budget:
The>& gt government has become a huge money Ku, but the question is, there is also budget management. Is this an automatic and repetitive system? In other words, the government policy is that if you are a government official, you should avoid having too much money; If you don't run out of budget funds, you risk being cut off in the next budget, and you won't be considered efficient and rewarding because you have savings; In order to avoid budget cuts, government employees will spend a lot of money to hire people, although this is likely to be a waste. On the other hand, businessmen are considered to be efficient because they have savings.
Treat risks:
& gt& gt Risk is always everywhere, so we should learn to control it rather than avoid it.
See the road clearly:
& gt& gt On the contrary, I suggest that when looking for a job, young people should look at what they can learn from it, not just how much money they can earn. Before choosing a specific career or getting into fierce competition, you should carefully look at the road under your feet and find out what skills you need to acquire.
Capitalism and education:
& gt& gt On the one hand, I am a firm believer in capitalism and like to use Qian Shengqian's games; On the other hand, I am a teacher with a sense of social responsibility, and I am deeply concerned about the deepening gap between the rich and the poor. Personally, I think that the imperfection of the education system should be responsible for the deepening of this gap.
Bad psychology:
& gt& gt 1. fear; 2. Cynicism; 3. Laziness; 4. bad habits; 5. conceit.
My words:
1. If you are not prepared for success, then you are prepared for failure.
It's not a failure, it's a temporary failure.
3. Failure is the mother of success
4. To pity others is to be cruel to yourself.
Money is earned, not saved.
So you don't want anything:
& gt& gt Whenever I hear people cling to their own "I don't want" and don't pay attention to what they want, I know the "noise" in their hearts.
Lazy man: I am most impressed by this sentence, because I am always busy and lazy.
& gt& gt Busy people are often the laziest people.
I often meet people who are too busy to take care of their health for the same reason: they are busy, and they regard busy work as a way to avoid some problems they don't want to face. Covering up the problem made them avoid some important things. This is the most common form of laziness, a kind of laziness shown by being busy.
Drugs for laziness:
& gt& gt So, what can cure this emotion? The answer is "greed". Have the courage to pursue and get the life you want.
For many of us, we grew up in an environment where greed or desire was regarded as a bad thing. "Greedy people are bad people," my mother often says. However, our hearts are eager to have those beautiful, novel or pleasant things. Therefore, in order to control this desire, parents often try to teach us to suppress this desire with guilt.
Your lazy mind will defend your lies.
Caring for yourself is not selfishness, but motivation;
& gt& gt I like what my rich dad said. "So, if I learn to pay myself first, I will be stronger economically.
Strong harmony and smell should be stronger mentally and economically. "
Rich dad nodded his head.
"If, like my father, I finally pay myself, or I don't pay at all, I will become weaker.
Then I will be surrounded by bosses, managers and tax officials all my life. Collectors and landlords wander around just because I'm not good.
Financial habits. "
Arrogance:
& gt& gt Arrogance is the other side of ignorance.
Every time I am conceited, I really believe that what I don't know is not important.
Knowledge and money
& gt& gt "My knowledge brings me money, and what I don't know makes me lose money.
The concept of money:
& gt& gt Because our culture regards the demand for money as the root of all evil, and instills this idea in us, which urges us to learn some skills and work for money, but fails to teach us how to make money work for us.
Learning and being a man:
& gt& gt What you learn, you will become what kind of person ".
Ten steps to cultivate talents
& gt& gt I suggest you take the following ten steps to develop the talents given to you by God, which only you can control:
1. I need a surreal reason: spiritual strength.
Make your own choices every day: the power of choice, which is the main reason why people want to live in a free country.
Because.
3. Choose your friends carefully: the power of relationships.
4. Master a pattern, and then learn a new pattern: the power of fast learning.
5. Pay yourself first: the power of self-discipline.
The three most important management skills required for starting a business are:
1. Cash flow management; 2. Personnel management; 3. Personal time management.
When you are short of funds, bear external pressure instead of using your savings or investment, and take advantage of this pressure.
Inspire your financial talent, think of new ways to make more money, and then pay the bills. Doing so will not only improve
Your earning power can also improve your financial quotient.
6. Pay your broker handsomely: the power of good advice.
Personnel management is one of the important management skills. Many people only manage people who are not smart or capable, such as subordinates at work.
7. Be an "Indian giver": the power of selflessness.
8. Assets are used to buy luxury goods: concentration of power.
The easiest road is often more and more difficult, and the difficult road is often easier.
9. The power of myth.
10. Give first, then take: the power of giving.
Buying and selling:
& gt& gt I look for people who want to buy first, and then I look for people who want to sell.
References:
This book is very meaningful. Please read it.