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Is it better to study financial engineering, statistics, economics or mathematics in the United States? Is it economical to apply for a master's degree or a doctorate?
It's hard to say which is better. It depends on your future employment direction. Everyone has their own ideas.

Personally, I think financial engineering is good, and the golden key of Wall Street has extremely high requirements for mathematics.

As for master's degree and doctor's degree, even if you apply for doctor's degree, the courses in the first two years are also master's degree courses. I suggest you apply for MS directly.

For more information about studying in the United States, please visit Baidu's "9 1 Study Abroad".