In recent years, decision science has jumped from a new discipline to the fastest-growing and most widely used field in the industry. With the rapid development of cloud computing and artificial intelligence, it is possible to use the power of data science to help people make decisions through machines.
According to Wang Mingming, chief scientist of Samoyed Cloud, the relationship between cloud computing and artificial intelligence is more like blood and nervous system. He vividly compared cloud computing to a power unit and artificial intelligence to a brain unit. Only when "strength" and "brain" are fully integrated and coordinated can the emergence of decision intelligence be possible. The greatest value of decision intelligence is that it can fully call data, use the ability of machine learning, find out potential patterns and hidden risks, and help industries solve business problems quickly and accurately.
Six years ago, when Wang Mingming joined Samoyed Cloud as a founding team member, there was no concept of decision intelligence in the market. Based on the concept of "only using the most suitable technology, not blindly pursuing new technology", Samoyed Cloud's technical team started from data research, constantly promoted technological evolution around business development, and kept moving forward on the road of becoming a leading supplier of intelligent decision-making solutions in China.
Technical Evolution Route from Ascore to K3 Decision Intelligence
As the first company to provide customers with solutions in the commercial field by using decision intelligence, after several years of exploration, the K3 intelligent strategy system created by Samoyed Cloud not only helps customers to reconstruct business processes and achieve business growth, but also verifies the replicability and growth space of this business system.
The "belief" adhered to in completing the technological evolution is the "confidence and obsession" of Samoyed cloud technology team in solving problems.
"AlphaGo can't be called a revolutionary decision-making intelligent product if it can only beat children who have just learned chess." In Wang Mingming's mind, only solving problems "at least like people" can be called cleverness. And "as good as people" is not the average level of human beings but the "highest level".
Therefore, behind the efficiency and performance improvement brought by intelligent decision-making solutions felt by industry users are five technical iterations in six years.
At that time, Samoyed Cloud's decision-making intelligence technology had reached a relatively advanced level in the industry, from the logistic regression algorithm Ascore, which originated from the banking industry to the pure data fitting training DNA, and then to the Alpha S, which assisted the bionic training of various business models with manual intervention.
Then K2 intelligent strategy system is introduced, which can quickly iterate various business models and quickly adjust various modules according to customer requirements. Last year, Samoyed Cloud upgraded K2 to K3. K3 has a powerful "model pool", which can accommodate an unlimited number of modules for users to call at any time, fully meeting the intelligent decision-making needs of users in various industries.
The real intelligent decision-making solution is to be able to thoroughly understand the business problems to be solved and at the same time have the ability to make products. If they are not satisfied, it can't be called Samoyed Cloud's real decision-making intelligent solution.
"Some AI companies will do some consulting projects. The reason may be the lack of productization ability, and they can only' implant intelligence into the customer's system' through consultation; Or if you don't know the business thoroughly, you can only further investigate and understand the nature of business problems through consultation and prepare for productization. "
Having truly intelligent decision-making solutions is the core capability and advantage of Samoyed Cloud. Starting from the most complex risk control research in the financial industry, Samoyed Cloud's cloud computing and artificial intelligence technologies have the ability to cope with complex environments, and have more experience in machine learning and training, algorithm optimization and so on.
In this process, many products and technologies such as Euler, Orion, AMSM (auto-multi-ole-samples-mixer) and 3m (multi-task, multi-modal and multi-evaluation) that Wang Mingming and his team are proud of have emerged.
More advanced intelligence with direct value.
Usually, people often divide artificial intelligence into perceptual intelligence, analytical intelligence and decision intelligence. In Wang Mingming's words, from the perspective of human development, machines are extensions of limbs, and decision-making intelligence is an extension of the brain.
The book "Digital Intelligence Drives New Growth" edited by the New Business School describes decision intelligence in this way: building the big data analysis ability based on automation and equipment intelligence, transforming "data" into "insight", and then generating actions from insight, which not only improves the insight analysis ability technically, but also simultaneously improves it from the perspectives of organization, management and control, and ability, and truly realizes the smooth operation of the closed loop of "perception-insight-evaluation-response".
Compared with other intelligences, decision intelligence is intelligence that can directly generate value. By constructing a brand-new decision-making mechanism, we can replace the traditional empirical decision-making, improve efficiency and "take fewer detours". According to Gartner's calculation, by 2030, decision intelligence will surpass all other types of artificial intelligence activities, accounting for 44% of the global artificial intelligence derivative business value.
However, according to the level of technology application, decision intelligence can be divided into four stages: pre-decision intelligence, limited decision intelligence, complete decision intelligence and super decision intelligence. At different stages, their business models and business values are also different.
Samoyed Cloud is different from some data risk control companies on the market. It has not experienced the stage of pre-decision intelligence. At the beginning of the company, it was in the stage of limited decision-making intelligence. In the early days, the company has crossed a stage similar to "computational intelligence". Instead, it combines human experience with mathematical model, introduces logic into the system, and the system automatically analyzes and judges, gives decision-making suggestions and automatically executes them, basically realizing intelligent judgment and decision-making.
With the continuous improvement of technical capabilities, Samoyed Cloud has entered the stage of complete decision-making intelligence since 2020. Through task-based learning and machine learning, the effect of "people directly give the target instructions to the machine, and the machine automatically gives the answers" is achieved, and the self-updating iteration of the machine is supported, which basically gets rid of human experience and logic. People only need to give the machine new samples and new learning operators, which are driven and learned by the machine and directly make decisions and actions. Some products represented by K3 intelligent strategy system have reached the "semi-anthropomorphic" attribute, and have also been recognized by customers. At present, there are few competitors on the market who can compete with Samoyed Cloud.
Mature business model
The greatest comfort for the technical director is to see that the technology he firmly believes can create business value. Wang Mingming is one of the lucky ones. "Our product model has chosen SaaS and aPaaS, which proves that we are correct in business and finance."
Samoyed Cloud's exploration and application of intelligent decision science does not stop at the laboratory stage. Its intelligent decision-making gives consideration to scientific research innovation and application innovation. On the basis of theoretical research, decision intelligence technology has been widely used in business practice, and brought large-scale customers, income and profits to the company.
According to reports, Samoyed Cloud relies on cloud native digital technology and integrates cutting-edge AI technologies such as machine learning and deep learning to provide decision-making intelligent services from the cloud, so that artificial intelligence and SaaS services can be highly integrated, thus realizing the judgment and decision-making process of replacing the brain with machines, bringing many innovative advantages such as digitalization, intelligence and ecology to enterprises.
Through the decision-making intelligent scientific system and a series of specific technologies and products around it, we can help enterprises change the habit of relying on "experience-driven" in the past and turn to "intelligence-driven" to achieve rapid and low-cost scale expansion, and then obtain efficient and innovative business growth opportunities.
Samoyed Cloud has built a "business-to-business-to-customer" (B2B2C) model by comprehensively applying cutting-edge technologies to help customers build a complete closed-loop ecosystem of the value chain, including customer group generation, traffic guidance, repeated purchases, value-added services and other all-round contents. Samoyed Cloud provides customers with "decision intelligence+cloud services" for different business scenarios, and has now formed three specific solutions: financial cloud solution, industrial cloud solution and credit cloud solution.
"All kinds of organizations are facing many risks. The solution provided by Samoyed Cloud can identify risks more accurately and solve the problem of risk-return matching through decision intelligence on the basis of big data. "
According to Wang Mingming, Samoyed Cloud mainly explores from four directions: confrontation, community, environment and stability (namely ACES intelligent decision-making framework), which solves the problems of intelligent customer acquisition and intelligent risk control, and helps cooperative institutions to obtain higher income with the lowest risk.
The data can best explain the problem. At present, Samoyed Cloud's related business has involved many fields, such as government supervision, mobile phone manufacturing, telecom operation, offline supermarkets and so on. "Digital Samoyed Cloud Platform" has carried out in-depth cooperation with 73.7 million small and micro businesses and customers, 50 financial institutions, 530 enterprises in different industries, 1470 Internet platforms and 70 data providers.
The future of decision intelligence
What will the future decision intelligence look like? Could it be that the machine described by super decision intelligence has "completely personalized attributes"? It may be a scene that sounds like science fiction now: a person is walking on the road, and everything around him is changing with him, ready to provide services for him at any time, and these services are controlled by a "brain".
Wang Mingming believes that decision-making is everywhere, so the development of intelligent decision-making, such as mechanization instead of labor, cars instead of carriages, and mobile phones instead of computers, will make continuous progress because of the improvement of efficiency. "Decision intelligence will be very common, ubiquitous and insensitive in the future. Just like all kinds of internet applications now, people have become accustomed to its convenience. What our artificial intelligence team is doing is to apply decision intelligence where improvement is needed. "
But he also said that there is no need to deify decision-making intelligence, because it is far from "omnipotent". On the one hand, decision-making intelligence is limited, which requires a large number of historical data samples, and can only deal with digital decisions, and cannot understand many subjective value judgments. In addition, decision-making intelligence can only be solved in a given topic, and can't jump out of the topic, just like AlphaGo can't cook, can't cut hair, and won't even tell you whether to bring an umbrella.
"Go AI is still iterating. Every time I go to robot contest, there will always be a new AI to beat the old one, which proves that even AI is far from Go God. He just surpassed human beings and was closer to Go God. "
As a technology company focusing on the decision-making of intelligent racetracks, Samoyed Cloud actually has a very clear goal for technology development planning. Wang Mingming revealed that in the next 3-5 years, we will strive to be more sophisticated in technology, use more samples, research and upgrade algorithms, and better solve the original problems; In addition, enhance the universality of technology application, put the existing "intelligence" into more problems, and strengthen the ability of intelligent generalization application.
At the same time, he admits that he likes AlphaGo very much and hopes that one day he can make "AlphaGo" belonging to Samoyed Cloud to solve business problems in various fields.