It's not that the golden finger can't work, but that the golden finger is offset. For example, this is the golden finger password of money.

02004080:99999999

It doesn't work on simulator 1.80. Add 2834,02004080+2834 = 020068B4 to the last four digits of this golden finger code, and then you can enter it in the simulator golden finger.

020068B4:9999999 This code is guaranteed to be valid. Anyone who knows some math can use it. Just add 2834 to the last four digits of each code.