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Is vipkid refund group a fraud?
Yes

Education and training institutions such as VIPKID are supervised by the CSRC or entrusted by third-party securities companies such as Oriental Fortune to repay education fees or tuition fees. If they receive such news, they must be liars. Let's talk about their routine flow first. First, after receiving information similar to the above, I request to add a nail group or qq group. After joining the group, you will receive a download link (not all downloads from the official software market are liars). After downloading fake securities apps such as Fake Oriental Fortune, please contact customer service after registering. The customer service will say, I will refund 300 yuan first (my plan may change after I send this). This is to eliminate your vigilance against liars. After receiving 300, the customer service will ask you to change a number 100 to buy securities. After checking the account, the customer service will say that 100 has been charged into the securities account, and then contact the securities broker, who will send you information such as the buying height, space and quantity for you to buy. After purchase, the displayed amount will become 420, so you can contact customer service to withdraw and withdraw the account 420. In this process of repeated operation, the securities broker will build a group for you on the grounds that there are many people, and complete the purchase of high and low positions with the people in the group. No problem for the first time. If you go back and forth more than twice, you may be used to this model, and the securities broker will send you a string to buy and find it wrong. (Want to know why it's wrong? Chatting on the fraud system, they won't see the withdrawal information like WeChat. After you bought what she sent, she withdrew and changed the content. You have no proof that she quit, so you bought the wrong one. Even if you leave evidence, the people in the group will say that you are wrong together, because everyone in the group is entrusted. The securities broker will say that you have brought trouble to the other three people and failed to bring it up together, which also led to the company's book loss. Let you "you" and the other three trustees will show you how to remedy it, and then the securities broker will say that you will be given a plan. If you want to do it, you must do it together, and the three trustees must do it together. The remedy plan you made is the time when real money loses money, because this is the earliest money she transferred to you and the money you "added" is far from the same amount. It's not enough to finish this. You have to continue to add money before you can withdraw cash. If there is no money, the securities broker will say that you can have assistance, which is half of the plan, and the rest will go to mobile banking or 360 loan, and it will be interest-free. Don't believe it, because even if you go on step by step, in the end, she will say that you are suspected of taking advantage of her company and you have to pay a deposit to refund it. At this point, I have been cheated a lot. Without the help of the group, when she is one-on-one, the drama of the above remedy scheme may also happen. This remedy (fraud scheme) is several times your income.