As the name implies, training loan is a combination of training institutions and lending institutions, which provides training tuition loans to students. To a certain extent, training loans can enable some unskilled students to get training first, and then repay the loans at work. However, in the actual training process, in order to maximize the benefits, training institutions have shifted their focus to the packaging and sales of training loans, which is beneficial to the training quality and the repayment ability of students in the later period. In society, most of the cases that they can't find a job and can't repay the loan after completing the training loan are frequently reported in newspapers. The experience of the above-mentioned 100 Guangzhou college students is not a case.

How to stay away from illegal training loans has the following methods:

1. Cultivate your core competitiveness. Most college students don't study knowledge and exercise their ability seriously at school, so they are under great pressure to find a job and simply pin their hopes on short-term training. Because college students don't have the funds to participate in training, they will take out training loans. Once you can't find a job, it will lead to a series of problems. Therefore, the main time and experience of college students should be spent on study. In practice, don't have too many illusions about cramming teaching.

2. Increase social practice ability. College students have been in a closed campus for a long time, so they have little contact with society and lack social experience and basic common sense. While studying and living on campus, college students should try their best to find opportunities for social practice and accumulate experience.

3. Poor awareness of prevention. College students' thinking is too theoretical, teachers and students are friendly, and inertia thinking leads to the same idea of social groups and neglect of prevention. College students should read more news, learn more cases, summarize more, communicate more and improve more. Before entering the society, they should have a certain understanding of fraud and deception methods to make themselves more adaptable.