Project feasibility judgment: ① The head office and branches determine the members of the project working group. ② Branches, trust companies and customers sign the Confidentiality Agreement for Domestic Wealth Heritage Trust, which shall be signed by relevant personnel of the Head Office. ③ Internal coordination of branches, signing the preliminary examination form of intended customers and sealing it to the Head Office. A branch may sign a confirmation form of basic customer information by the customer as one of the best basic materials. ④ The Private Banking Department of the Head Office shall review the preliminary examination form of the branch, and determine the feasibility of the project according to the customer due diligence conclusion and the feasibility judgment of the trust company. ⑤ According to the instructions of the Head Office, the branch signed the Letter of Intent for Domestic Wealth Heritage Trust Cooperation with customers and trust companies.
Drafting trust plan: the Head Office takes the lead in docking with the trust company, and the trust company designs personalized family trust plan for customers according to their needs; The branch assists the Head Office in coordinating the communication between the customer and the trust company on the trust scheme, and the final scheme is determined by the customer and the trust company.
Contract drafting and signing: trust companies draft trust contracts, etc. , confirmed and signed by the customer through consultation; The head office signs financial advisory contracts with trust companies and customers.
Delivery of trust property: the trust is established when the trustor delivers the trust property to the trust company.
Trust property payment management: during the existence of the trust, the trust company pays the beneficiaries living expenses, medical expenses, education expenses, pensions and other expenses in a planned way.
Customer maintenance and management: during the existence of the trust, the branch cooperates with the trust company to maintain and manage customers.
Trust property investment management: as an investment manager, the trust company manages the idle funds of the trust property in its name; Our bank is entrusted by trust companies to provide financial advice.
Information disclosure supervision: trust companies provide management reports to customers regularly; The client may entrust the supervisor to supervise the trust company.
Termination of trust liquidation: when the trust is terminated, the trust company completes liquidation and the remaining trust property is distributed to the beneficiaries.