What guarantee company? The charge is so high and the customer service is so bad. Before the loan, the company did not explain the loan agreement and guarantee agreement clearly, and the content was not clear. Pay off all loans in advance. Generally, there must be clear terms in the agreement. You can have a look. Generally, pay off in advance without paying interest on the balance, but you need to pay liquidated damages for the balance. The liquidated damages should be less than the interest on the balance. You have to do the math yourself. Is this a good deal?