I. Introduction of Wuxi Rural Commercial Bank:
Wuxi Rural Commercial Bank Co., Ltd. was incorporated in Wuxi Administration for Industry and Commerce on June 2, 2005. The legal representative is Ren Xiaoping. The company's business scope includes absorbing public deposits, issuing short-term, medium-term and long-term loans, and handling domestic and foreign settlement.
Legal Representative: Shao Hui.
Established on June 2, 20051
Registered capital:184811.45438+04000 yuan.
Industrial and commercial registration number: 320200000122131
Type of enterprise: Limited by Share Ltd (listed)
Company Address: No.9, Financial Second Street, Wuxi, Jiangsu Province
Two. Brief introduction of Shenzhen Qianhai Weizhong Bank
Shenzhen Qianhai Weizhong Bank, 2065438+July 25th, 2004, was officially approved to apply for establishment.
2065438+20051October 4th, 65438+2065438, Premier Li Keqiang pressed the computer enter key in Shenzhen Qianhai Weizhong Bank, and the truck driver Xu Jun got a loan of 35,000 yuan. This is the first loan business completed by Weizhong Bank as the first private Internet bank in China. Banks have neither business outlets nor business counters, and do not need property guarantee. Instead, loans are issued through face recognition technology and big data credit rating. On March 9, 2020, the "20 19 China Banking 100 Top List" was released, and Shenzhen Qianhai Weizhong Bank ranked 99th.
Shenzhen Qianhai Weizhong Bank will combine the Internet to provide efficient and differentiated financial services. With the concept of "inclusive finance", it mainly meets the needs of small and micro loans for individuals or enterprises. The front desk of Weizhong Bank will use the Internet platform to conduct business in the future, and rely on the platform to cooperate with other financial institutions to conduct business.
The risk control of banks has introduced a nationwide bank risk control system. On this basis, Tencent's technical capabilities in the Internet field will be introduced, and technologies such as big data will be used to control business risks.
Weizhong Bank has cooperated with nearly 20 financial institutions to launch joint loans. Of the new "micro-loans" issued every day, 80% of the loan funds are provided by cooperative banks.