1 bank's experience in knowing, abiding by and respecting the law
In order to comprehensively and effectively improve our employees' awareness of regulatory laws and regulations, legal concept and comprehensive quality, our bank organized a learning activity of learning, knowing and abiding by the law on * * month, 20** year. Through learning, I more deeply realized the importance and necessity of carrying out special governance of regulatory policies.
In recent years, financial cases have occurred frequently, involving "Shuang Sheng" in both amount and quantity, and the means involved are more diverse, hidden and scattered. Cases such as bank employees' participation in private lending, corporate loan fraud, major bills of small and medium-sized banks, illegal trading of foreign exchange by employees of foreign banks, bankers' private commission collection, and illegal business handling on behalf of customers have emerged one after another. In the final analysis, there are only two points, which are caused by the lack of rules and regulations and poor supervision. As the president of a branch, I know that the bank is a high-risk part of economic cases, and the system is our lifeline. The introduction of each system and the improvement of each process are the repair and reinforcement of hidden dangers. Learning, understanding, obeying the law, and always tightening the string of risk are the most basic guarantees for taking every move in life, otherwise you will eventually lose yourself in the face of big and big. It stands to reason that our rules and regulations are very comprehensive and meticulous, and different positions have targeted internal control and case prevention knowledge, business operation processes and rules and regulations. However, in the specific work, the actual implementation was discounted, so some bad behaviors such as illegal operation, illegal operation and fraud appeared, which gave criminals an opportunity.
Secondly, strengthen management and implement responsibilities. Judging from the economic cases in the financial system in recent years, there are countless cases, accidents and lessons caused by irregular rules and regulations, which all reflect that there are still some loopholes in internal control management. We should learn a lesson, take internal control management as the premise of risk prevention, conscientiously implement the provisions of the case prevention responsibility system, promote the strengthening and improvement of the internal control mechanism, strive to develop business under the premise of standardization, and strengthen standardized management while developing business to ensure that all business processes and rules and regulations are within the constraints. A good system needs a group of people who are exemplary in implementing the system in order to achieve good results. Therefore, it is necessary to strengthen the tracking and supervision of the implementation of various internal control systems, severely deal with serious violations of internal control systems, and strictly hold accountable those who have major loopholes in internal control, cause great losses due to internal control failure, and cover up and condone internal violations. Every employee should always take risk prevention as the lifeline of developing financial business, earnestly strengthen the overall risk management of business, vigorously promote the construction of financial products, customers, channels, risk management and assessment mechanism, and significantly improve the quality and efficiency of business development.
Finally, strengthen education and improve services. The Banking Supervision Law is the fundamental law for China Banking Regulatory Commission to perform its duties according to law. Learning it well is a long-term task for CBRC and banking financial institutions. Through study, we should deeply realize that the promulgation and implementation of the banking supervision law is an inevitable requirement for perfecting the socialist market economic system and deepening the reform of the financial supervision system. To organize and plan to carry out the staff's political and ideological education, professional ethics education, legal and criminal case warning education, guide the staff to firmly establish a correct outlook on life and values, cultivate the ideological awareness of dedication, honesty and trustworthiness, strictly abide by the legal bottom line, and enhance law-abiding, compliance management and risk awareness. Strengthen on-the-job training for employees, improve their comprehensive quality, cultivate a good corporate culture, risk culture and compliance culture, and enhance their awareness of obeying the law. Do a good job in the ideological work of employees, so that every employee can really pay attention to it in thought and truly abide by relevant laws and regulations in action.
Through this study, I really improved my legal awareness and learned about the problems existing in the implementation of laws and regulations by banking financial institutions. We should apply what we have learned, compare the existing rules and regulations with our own work, conduct self-examination and self-correction, and rectify and deal with problems in time, so as to improve various internal control systems, standardize our own business practices, promote the healthy development of various businesses, and finally realize the real "second take-off" of the Bank.
2 Banks know, abide by and respect the law.
In recent days, the branches of Guilin Branch of Agricultural Bank of China, such as Lingchuan, Yangshuo, Lingui and Qixing, have held a speech contest of "Knowing the Law, Abiding by the Law and Respecting the Law", inviting experts to carry out publicity activities and watch large-scale legal exhibitions. , set off the climax of warning education activities of "knowing the law, abiding by the law and respecting the law", constantly strengthened laws and regulations and anti-corruption education, and improved the awareness and quality of law-abiding employees of the whole bank.
The bank's warning education activities are based on the theme of "knowing the law, abiding by the law and respecting the law", focusing on learning exhibition boards, atlas, warning records and learning "norms and regulations". Important case prevention systems, criminal laws, excerpts from penitence books of prisoners, etc. were made into study boards and atlases for display. Focus on mastering the basic principles and important provisions of the important case prevention system, as well as the significance and role in the case prevention work. By studying seven kinds of crimes and related knowledge closely related to bank employees, such as corruption, misappropriation, bribery, dereliction of duty, illegal loan issuance, illegal deposit absorption and forgery of financial tickets, we will focus on learning the concept definition, constitutive requirements, filing standards, judicial interpretation and sentencing standards. Strengthen legal awareness and build a "firewall" of ideas. By watching the repentance books of prisoners extracted from the atlas, this paper analyzes the psychological activities and feelings of prisoners from the germination of criminal motives to crime, absconding and serving their sentences, so that the cadres and workers can fully realize the serious harm of illegal crimes and the great harm to themselves, families, units and others, and learn from them. Several cases of bank violations since learning the Warning Record of Typical Cases of Violation of Discipline and Law 20 15. Through a profound analysis of the causes and lessons of the case, warning education is carried out with typical cases around us, and cadres and employees are educated to take warning and prevent the same mistakes, which plays a role in investigating a case and educating everyone.
Guilin Branch of Agricultural Bank of China also organized party member to study the original version of the Code and Regulations in combination with the ongoing "two studies and one doing" study and education, focusing on the profound meaning of governing the party according to the rules and relying on Germany and France in an all-round way, and awakening party constitution's awareness of party discipline and organization. Combined with typical cases displayed in exhibition boards, picture books and warning records, we should study the relevant provisions in the Code and Regulations in a targeted manner, focusing on the purpose, significance and important role of formulating these provisions.
At the same time, all branches and departments are required to sort out relevant systems, methods and operational procedures in the light of the weak links of risk control in combination with cases and violations of the Bank, and organize employees of the Branch to learn the rules and regulations related to their posts, focusing on the risk points and prevention and control requirements of the Branch's business operations.
In order to do a good job in learning activities, Guilin Branch of Agricultural Bank of China has made a guarantee from the organization and mechanism. A leading group of warning education activities led by the top leaders was set up, and an office was set up to organize and carry out activities in a unified way. Branches and departments within their jurisdiction also pay close attention to the progress of the activities by organizing supervision and inspection, holding promotion meetings and coordination meetings, seriously solve the difficulties and problems encountered in the activities, promptly guide and urge subordinate branches to complete relevant work, and ensure that the requirements of the activities are implemented. Guilin Branch shall supervise at least 50% of tier-one branches within its jurisdiction to ensure the learning effect.