Advantages and disadvantages of student-origin loans 1. Advantages: The main purpose of applying for student-origin loans is to help poor borrowers pay tuition fees, thus reducing the family burden of borrowers. In addition, students' loans also include interest-free loans during the study period and the implementation of national benchmark interest rates after graduation;
2. Disadvantages: As a student, the borrower has no stable source of income. Once the borrower fails to repay the loan, in addition to the penalty interest, personal credit information will also be affected to some extent, and it will also affect the review of personal financial loan business in the future.
Student loan processing flow 1. Students open and apply for registration in the online service system of CDB student loan information network;
2. Fill in and print the application form online in the system;
3, stamped with the official seal of the qualification examination unit application form;
4. Students prepare the materials needed to apply for loans and go to the county-level funding center;
5, sign a contract in the county funding center, receive a receipt;
6. Submit the receipt to the school, enter it into the system, and you can get the student loan.