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Analysis on the difficulty of each subject in banking examination
In recent years, with the development of domestic financial industry, the popularity of bank examination has been increasing, and the number of applicants for bank examination is increasing every year. In terms of examination subjects, the banking examination includes five subjects, so how difficult are these subjects? Let's get to know each other.

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Analysis on the difficulty of each subject in banking examination

What are the subjects of the banking examination?

According to the regulations of official website of China Banking Association, the qualification examination subjects of primary banks include banking laws and regulations and comprehensive ability+banking professional practice.

Among them, banking laws and regulations and comprehensive ability are a basic subject, which must be referred to.

Banking professional practices include:

Personal finance, risk management, personal loans, corporate credit and bank management.

These five categories can be chosen at will, and candidates should choose the corresponding professional categories according to the actual work needs when registering.

Analysis on the difficulty of each subject in banking examination

Banking laws, regulations and comprehensive capabilities

The predecessor of banking laws, regulations and comprehensive ability is Public Basis, which is the basic subject of banking qualification examination. If you want to obtain the qualification examination certificate of banking, you must take the examination of this subject. Because banking laws and regulations and comprehensive ability are the foundation, there are the most contents and the widest scope of examination in several subjects. But learning basic subjects well is of great help to other practical subjects, because the content of basic subjects covers the framework of practical subjects.

Personal finance

Personal finance is the subject with the largest number of participants in all practical subjects. Because the subject of personal finance is very practical, it can be used in both teller posts and business departments. The course content of Personal Finance mainly includes various definitions, development history, laws and regulations involved, financial market introduction, financial products introduction, customer life cycle and other theoretical contents. The sixth chapter will involve the calculation of annuity and compound interest. Generally speaking, personal financial management is less difficult and more practical.

risk management

The contents of risk management textbooks mainly introduce eight risks faced by banks, including credit risk, market risk, operational risk, liquidity risk, national risk, reputation risk, strategic risk and legal risk, so the knowledge of risk management is widely used in banks. In terms of difficulty, risk management is relatively low among the five professional disciplines.

personal loan

The textbook Personal Loan is an Introduction to Personal Loan Business, which mainly includes personal loan types, elements, personal loan management, personal housing loans, personal consumption loans and personal business loans. This course is more directional and difficult than personal finance and risk management.

Corporate credit

Corporate credit is also a highly directional discipline, focusing on corporate loan business in banking business. The textbook Enterprise Credit mainly includes the elements, types, products, loan application, pre-loan investigation, borrower demand analysis, loan risk, guarantee management, credit approval and issuance, post-loan management and so on. The subject of "corporate credit" is basically equivalent to the subject of "personal loan" in terms of examination difficulty.

Bank management

The textbook "Banking Management" mainly focuses on the management of banks, including economic policies, supervision system, basic banking business, business of non-bank financial institutions, risk management of banks, and protection of consumers' rights and interests in banking. This course is closely integrated with banking laws and regulations and comprehensive ability. It is recommended that bank management and those who are developing to bank management apply for the exam.

Banking examination time

The professional qualification examination for banks is held twice a year. The specific time of the bank professional qualification examination is June 13, June 14,1October 24 and 25.

On March 3 1, the Banking Association announced that due to the epidemic situation, the registration of the bank vocational qualification examination was postponed in the first half of the year, and the specific examination arrangement will be notified separately according to the progress of epidemic prevention and control.

Bank qualification examination registration entrance

The entrance to the banking qualification examination is official website/China Banking Association. Click "Training-Education and Training" to view the entrance of primary and intermediate exams.

There is a prescribed registration time for bank exams, which usually starts in March and August each year. Due to the epidemic this year, the registration in the first half of the year was postponed. Small partners who intend to apply for the exam should pay more attention to the announcement of the Banking Association so as not to miss the registration time. Deep Space Network will also continue to provide the latest information on the qualification examination for banks.

Registration process of bank qualification examination

Association official website/College Website → Examination Registration → Registration/Login Registration Page → Improve Personal Information → Select Examination Area and Subject → Apply for Payment → Payment Success → Registration Completion.

Note: Freshmen who apply for the professional qualification examination of banks for the first time will only start the first registration function during the registration period, and they will not be able to register if they are not in the registration time.

How to prepare for the banking exam?

1, candidates should learn to plan the answer time.

According to the examination rules of the past years, the time for answering multiple-choice questions in the banking qualification examination is less than 1 minute. What does this mean? If candidates don't plan the answer time in advance, they are likely to fall into the predicament of insufficient examination time. Therefore, it is recommended that candidates:

If you want to get a higher score in the bank qualification examination, you must learn to plan the answer time of individual examination, make plans in advance and take the examination calmly!

2. The answer status of candidates is very important, and it is easy to do the questions first and then difficult.

The state of answering questions during the exam is more stable and the accuracy of doing questions is higher. For the banking qualification examination, candidates are advised to:

Ensure that the individual is in a good state of answering questions, and there is no need to "confront" the questions when doing the questions. Based on the principle of "easy first, then difficult", you can write down the questions you are sure of and then go back to the questions you can't do.

3. Candidates should learn to carefully examine the questions and answer them according to the requirements of the questions.

In the process of examination, we should do a good job in examining questions. Because even one or two words of a question are wrong, the correct answer will be different. Therefore, we must be careful when reviewing the questions. Draw a keyword circle according to the requirements of the topic and answer. Suggested candidates:

When taking exams and answering questions, you must be careful and clear-headed. The knowledge points involved in the bank qualification examination are more complicated. When we answer questions, we must read them clearly before we answer them.

Bank performance query

Bank performance query time

The results of the bank qualification examination will be announced about 7- 10 working days after the examination. For example, in the first half of the year, the bank qualification examination time was June 13- 14, and it can be inquired around June 23rd. The specific inquiry time is subject to the opening time of the organizer's official website performance inquiry channel.

Bank performance query portal

1, China Banking Association official website

2. The official website of Advanced Management Training College of Oriental Bank.

After the candidates log on to the website, they can choose the entrance of the junior/senior vocational qualification examination according to the examination level they have participated in, then click on the result query and enter the login information for query. It should be noted that if the results are not inquired within the specified time, the candidates will not see the results after logging in.

Validity period of bank performance

The validity period of bank performance is a rolling management mode with twice as a cycle. In order to obtain the qualification certificate, the banking qualification examination needs to pass any one of the compulsory subjects of Banking Laws, Regulations and Comprehensive Ability and the selected subjects of Banking Professional Practice.