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Where can I buy 2022 driving test insurance?
Driving test insurance can be purchased in the following ways:

1. You can go directly to the offline outlets of insurance companies to buy. Most insurance companies sell driving test insurance, such as Ping An insurance.

2. It can be purchased in the insurance company official website;

3. You can buy it directly through the driving school.

Driving test insurance can generally guarantee that if a student fails the driving test at one time, the insurance company can compensate for the make-up test fee, and if he fails the test times, he can also return all the registration fees and training fees paid by the insured. However, different driving test insurance products may have different coverage, so it is necessary to specifically inquire about how the insurance contract stipulates the liability for claims.

Insurance is the basic means of risk management (under the condition of market economy), an important pillar of financial system and social security system, and also an act of the insurer to pay insurance money to the insured when the contract conditions are met (the possible accidents agreed in the contract are responsible for the property losses caused by them, or the insured dies, is disabled, falls ill or reaches the age and time limit agreed in the contract).

Insurance is a financial arrangement to share accident losses economically, a contractual act in which one party agrees to compensate the other party for losses according to law, an integral part of the social and economic security system in society, and a basic method of risk management.

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First, there must be risks in insurance. The purpose of establishing insurance system is to deal with the occurrence of specific dangerous accidents. Without risk, there is no insurance. In order to apply the principle of large number, commercial insurance institutions generally do not underwrite such risks.

Two, insurance must give economic compensation for the losses caused by dangerous accidents. The so-called economic compensation means that this kind of compensation is not to restore the destroyed original things, nor to compensate the real things, but to make monetary compensation.

Therefore, the losses caused by accidents must be economically calculable. In life insurance, people's own value is incalculable, but people's labor can create value, and people's death and disability will lead to the loss of labor, thus reducing the income of individuals or families and increasing expenses. Therefore, life insurance is to make up for this economic increase in the form of economic compensation or payment, rather than ensuring people to recover their lost labor or lives.

Third, insurance must have a mutual assistance relationship. The insurance system is to allocate losses to many units to reduce the losses of the affected units. Through insurance, the insured * * * jointly pays the insurance premium, establishes an insurance compensation fund, and * * * is jointly guaranteed.

Four, the insurance payment must be reasonable. The insurance compensation fund shall be shared by the insured. In order to make everyone's burden fair and reasonable, it is necessary to calculate the contribution scientifically.