When buying critical illness insurance, we should first consider the great differences between men and women, children and adults who are prone to major diseases. Please sit in the right position when insuring different objects. For example, systemic lupus erythematosus is more common in women aged 15-40, and its complication lupus nephritis will affect and damage renal function; Rheumatoid arthritis and malignant hydatidiform mole are unique diseases of women, but the general critical illness insurance does not include these two diseases. In this regard, female consumers should consider the critical illness insurance specially designed for women.
Another example is aplastic anemia, bacterial encephalomyelitis and Kawasaki disease, which are high-risk diseases for children and are usually only listed in children's critical illness insurance products; Generally speaking, there are often diseases such as myocardial infarction and stroke in critical illness insurance, and the probability of children getting sick is extremely small. When parents buy critical illness insurance for their children, they should choose insurance designed specifically for their children.
Secondly, refer to your own physical condition and family history. It is usually necessary to examine whether the insurance clauses include common cardiovascular, organic and senile diseases. Pay special attention to your past diseases and family diseases, and choose companies with relatively loose payment terms for these diseases to insure.
You should carefully consider buying any kind of insurance. You can consult your father first. At present, Babao has built a number of mature IPS and formed a complete self-media matrix. IPs such as "Dad Insurance", "Dad Insurance Assessment", "Dad Says Insurance" and "Dad Wealth" are active on major Internet platforms. It can be said that the insurance consultation of dad insurance can be seen everywhere.