Inclusive loans for small and micro enterprises are loans issued by banking financial institutions to small and micro enterprises for production and business activities, and the total amount of credit granted to a single household is below100000 yuan (inclusive). Loans are mainly aimed at the problems of "difficult financing" and "expensive financing" for small and micro enterprises.

Second, is the public security insurance endorsed by Zhang Guoli true?

Can be analyzed from the following angles:

1. Official confirmation: Zhongan Insurance officially released the information endorsed by Zhang Guoli, indicating that Zhang Guoli did endorse Zhongan Insurance.

2. Advertising effect: After Zhongan Insurance endorsed in Zhang Guoli, its popularity and market performance have been greatly improved, which also proves that Zhang Guoli endorsed Zhongan Insurance is true.

3. Social influence: As a well-known actor, Zhang Guoli's endorsement has greatly helped Zhongan Insurance's brand image and publicity effect, and also established a good image and reputation for Zhongan Insurance.

To sum up, Zhang Guoli's endorsement of Zhongan Insurance is true, which is also a common phenomenon that many celebrities endorse insurance products. Celebrity endorsements can bring more attention and recognition to products, but when consumers buy insurance, they also need to comprehensively consider factors such as product quality, coverage and premium. Make a smarter choice.

Iii. CBRC will increase and control inclusive loans for small and micro enterprises.

CCTV News: According to the website of the China Banking Regulatory Commission, on June 9, the China Banking Regulatory Commission held a special meeting on microfinance to thoroughly study and implement the recent decision-making arrangements of the CPC Central Committee and the State Council on stabilizing the economy, exchange the implementation of various policies and work progress of financial support for small and micro enterprises and other market entities, and arrange the next step. Comrade Liang Tao, member of the Party Committee and Vice Chairman of CBRC, attended the meeting and delivered a speech. The meeting pointed out that increasing financial support for small and micro enterprises, individual industrial and commercial households and other market players to solve problems and stabilize the rebound is an important task to stabilize growth, stabilize market players and ensure employment, and is an important embodiment of practicing the political and people-oriented nature of financial work. Regulatory authorities at all levels and banking financial institutions should conscientiously implement the decision-making arrangements of the CPC Central Committee and the State Council, strengthen their sense of responsibility, continue to increase financial support for small and micro enterprises and individual industrial and commercial households, and make due contributions to the completion of the annual economic and social development goals and tasks. The meeting requested that regulatory authorities at all levels and banking financial institutions should seize the time window, take the lead in setting an example, speed up the detailed implementation of policies, and focus on the following tasks: First, pay close attention to formulating grassroots implementation measures. All banking financial institutions are the concrete implementers of the policy of delaying the repayment of principal and interest. Pay close attention to formulating policies that are visible, effective and operable, and formulate specific implementation measures. It is necessary to actively publicize the contents, conditions and bidding channels of preferential policies to small and micro customers, enhance customers' awareness of the policies, and ensure that they are aware of them. Optimize internal business processes and supporting systems in a timely manner, and do a good job in training and learning grass-roots employees. Actively follow up and understand customer needs, and provide services such as deferred repayment of principal and interest and non-repayment of loans according to actual conditions. Supervision departments at all levels should organize policy propaganda, guidance, monitoring and supervision, and closely follow up the implementation. The second is to pay attention to the incremental supply of credit. In 2023, we will continue to achieve the goal of "two increases" in loans for inclusive small and micro enterprises, and ensure the incremental expansion of loans for individual industrial and commercial households. Banks should pay attention to the implementation of credit plans for small and micro enterprises at different levels and further tilt credit resources to areas with serious epidemics. Large state-owned banks should ensure that the new loans of inclusive small and micro enterprises reach10.6 trillion yuan in the whole year. Joint-stock banks should further increase investment in qualified places on the basis of completing the existing credit plan. Local corporate banks should make good use of supporting tools for small and micro loans, support small and micro loans and other policies, and further increase the increment of inclusive small and micro enterprise loans. The third is to improve and optimize financial services in view of outstanding problems. For enterprises and truck drivers in catering, retail, culture, tourism, transportation, manufacturing and other industries seriously affected by the epidemic, it is necessary to set reasonable conditions for delaying the repayment of principal and interest, and the extension period can be appropriately relaxed. Adhere to the professional system and mechanism of "dare to lend, be willing to lend", and implement mechanisms such as performance appraisal, due diligence exemption and bad tolerance at the grassroots level. Resolutely curb irregular business practices and strictly implement the provisions on credit financing charges and service prices. Fourth, make comprehensive policies and lay a good "combination boxing". Regulatory departments at all levels should actively communicate and coordinate with local government departments, and strive to introduce policies and measures conducive to microeconomic development and financing. Related Q&A: How do small and micro start-ups apply for bank loans? Thank you for inviting me! The state has been vigorously supporting small and micro enterprises, and has repeatedly asked banks to tilt their resources to small and micro enterprises. The requirements of "three no less than" and "two increases and two controls" are all concerns about the financing difficulties of small and micro enterprises. However, the loan risk of small and micro enterprises, especially start-ups can not be ignored. According to various statistical data analysis, the average life span of small and micro enterprises is 2.9 years. Therefore, if we can help banks solve the risk problem, the problem of small and micro enterprises' loan difficulty will be solved. I am also the product manager of bank loan, and we will also investigate the products in the world when designing products. At present, small and micro enterprises with relatively easy loans are either part of the supply chain, scientific and technological enterprises or neither, but they have a series of movable property and real estate as collateral. Small and micro enterprises generally need to operate for more than 1 year to obtain loans, and their operating conditions are similar, and the credit information of legal persons and other related parties is also good. These three points are hard conditions. This means that you have to live first, and you live well, and you are also an honest and trustworthy person. Only when these conditions are met can we talk about loans. The subject may just start a business and be unfamiliar with the bank's loan requirements. We should know that the loan policies of banks are different. It is suggested that the subject spend a few days in various banks to ask more questions. If your business is good, you can certainly get a loan. Sharing is not easy, praise and encouragement. Codewords are hard, concerned and encouraged. If you have any other questions, please feel free to email me or leave a message in the comments section. I am the dog brother who helped you solve the bank problem.

Fourth, small and micro enterprise loans.

You can apply for a loan from a small loan enterprise. Generally, you can apply for no mortgage or guarantee if you meet the following conditions: the borrower is 20-55 years old, and shareholders, self-employed and sole proprietorships who hold 20% or more of the shares can apply for the recommendation of the company with no bad credit record for more than half a year. You can try Zhongan Xinye and apply for a professional microfinance company. Company official website does not charge any fees before the formal loan: