Education annuity insurance is an insurance product similar to savings, which can help families raise funds for their children's education and training. This insurance product usually pays a sum of money to help pay for education when the insured's children reach a certain age.

The year-end dividend refers to the extra dividend paid by the education annuity insurance company to the insured according to the company's operating performance at the end of each year. This money is usually based on the company's operating performance and the insurance market. Mainly used to attract more policyholders and increase policy sales.

Please note that this kind of dividend is very limited and cannot be used as the main reason for buying insurance products, nor can it be guaranteed to have dividends every year. It is suggested that when purchasing insurance products, carefully read the insurance clauses and product specifications, clarify the dividend mechanism and policies, and analyze the specific needs of education annuity insurance before purchasing.