Table of class income level
Super rich: the annual income is more than 50 million.
Richest man: annual income1000-50 million.
Rich: the annual income is between 3 million and100000.
Rich people: the annual income is between 1 10,000 and 3 million.
High income: the annual income is between 30-654, 38+0,000,000.
Middle class: the annual income is between 1.5-0.3 million.
Low income: the annual income is between 80- 1.5 million.
Poor people: the annual income is between 30,000 and 80,000.
Very poor people: the annual income is between 1 and 30 thousand.
Very poor people: the annual income is 5000- 1 000.
(1) Calculation of monthly income (RMB)
Income: 14000
According to the latest three average wages in 2009, the upper limit of payment base is 10698.
Deduct social security accumulation fund 18%: 8% for old-age care, 2% for unemployment 1% for accumulation fund, 7%.
Payable salary:14000-10698 * 0.18 =12074.22.
Pay individual tax: 1639.84 yuan.
Hand income:10,434.38
(2) Calculation of monthly cost of living: For a level without a house or a car, life is not bad.
1. housing: renting, one room and one living room, with an average of 2000 yuan?
2. Management fees for water, electricity, natural gas, broadband, cable TV, sanitation, etc.: The electricity fee is about 65,438+000 yuan (air conditioner, refrigerator, TV, washing machine, microwave oven, range hood, computer, camera, mobile phone, electric blanket, water dispenser, rice cooker, etc.). ).
Water fee: bathing, washing clothes and cooking all consume water, 50.
Natural gas: mainly used for bathing and cooking.
Broadband: 1200, 100.
Cable TV: 13
Health management fee: 5
Total:100+50+60+100+13+5 = 328.
3. Transportation expenses: The subway goes to work normally 10 yuan. Riding a motorcycle in the subway station for a month is about 50 yuan. However, considering taking a taxi occasionally, such as going out for four weekends or catching up with the rain for eight days, 250 yuan will be charged extra.
One month 10*22+250+50=520
4. Diet:
Eat: 22 working days.
Breakfast: 5 yuan steamed stuffed bun, soybean milk or some omelets.
Lunch 15 yuan?
If you cook dinner 15 yuan, if you go out to eat, it's mostly 20-30 yuan, which is 25 yuan.
Four weekends and eight days will generally improve life.
Go out for dinner and dare not go to a decent restaurant. One meal is not much, and one day is 100.
The total is 800.
Fruit, supermarket snacks: buy once or twice a week, with an average of 40 each time. Now a catty of cherries 18, and better yogurt is not cheap, totaling 320.
Subtotal (5+15+25) * 22+800+320 = 2110 yuan.
5. Daily necessities: books, daily necessities, washing powder, toothpaste, shampoo, toilet paper and the like.
Now the average monthly book 100 yuan.
6. Clothes and shoes: Clothes and shoes should be at least 300-800. I'll calculate this according to the monthly 300 yuan. It is impossible not to buy clothes for a month.
7. Mobile phone fee: 100 yuan is the least, unless you really have no contact.
8. Cost of making friends: Go out with classmates and colleagues twice a month, for example, have tea, and at least 200 yuan is required for each karaoke, that is, 500. Buy some gifts every month, and the cost of watching movies should at least increase in 500 yuan. Compromise, 700 yuan.
9. Human relations: including birthdays, Valentine's Day, Christmas, friends getting married, giving birth to children, etc., gifts should be prepared, such as marriage. Generally, the relationship should be at least 300, 500 yuan. If the relationship is good or the leader needs at least 800, 1000, the average monthly share of 200 yuan is low enough.
10. To parents: 800 yuan, the minimum monthly wage.
1 1. See a doctor: It costs more than 200 yuan to get a cold injection now. In addition to the scope of medical insurance reimbursement, there may be some self-funded parts, 100 yuan per month.
12. Travel: Take a short trip twice a year. An accommodation fee, tickets for eating and shopping, at least in 800 yuan, is 150 yuan every month.
13. File account opening fee: the account is in Dalian, the file is 240 yuan per year, and the collective account is 300 yuan per year, with an average of 45 yuan.
14. Chinese New Year family expenses: Northeast China. Round trip plane 2500, plus train tickets, bus tickets, lucky money gifts, etc. , to parents 10000- 15000 yuan, not much, spread monthly 1250 yuan.
15. Health care costs: health is very important. Go for a massage once a week. Okay, 200 yuan, just 150. Let's make it 700.
16. study: no matter English, vocational training or textual research, the cost of one year is not low. 500 yuan a month, not high.
17. Other incidentals: including haircut, trousers mending, dry cleaning, lottery tickets, and collecting something. Let's call it 100.
18. Commercial insurance: the company bought it, and the individual has to pay 65 yuan per month.
Above total:
2000+328+520+2 1 10+ 100+300+ 100+700+200+800+ 100+ 150+45+ 1250+700+500+ 100+65
= 10093 yuan
The final monthly theoretical surplus is10,434.38-10093 = 341.38 yuan. About equal to moonlight.
Of course, the above standard of living can only be considered moderate, and you can also be frugal and spend as much as you have.
Supplementary explanation:
If you buy a house (at least 1000), a car (at least 1000), have a baby (at least 2000), have more social activities, travel more, have a heavy burden at home, plan to buy big appliances, be cheated and stolen, or need more entertainment (right), if you are keen on shopping, add clothes.
In fact, people with a monthly income of less than 20,000 can only have enough food and clothing and have no quality of life.
For the poor, the cost must be considered when eating a meal, and shopping must be compared.
All expenses should be budgeted and whether it is necessary or not should be considered.
Otherwise, the moonlight is not bad, and Kanu is not good.