Automobile financing lease is a special form of lease in theory, which belongs to a kind of lease according to contract law; \ x0d \ x0d \ In fact, financial leasing, especially cars, is a loan. \ x0d \ x0d \ cars are special because most people buy cars in their own names (their own license plates), but according to the requirements of financial leasing, the ownership of cars belongs to financial leasing companies. In order to solve this contradiction, it is generally to get the card yourself and mortgage it to the financial leasing company. However, the contract stipulates that the ownership belongs to the financial leasing company. \ x0d \ x0d \ so it is similar to lending.