1. Insurance age: born 28-55 years old;

2. Hesitation period: 15 days;

3. Warranty period: one year;

4. Renewal: it can be renewed for 20 years;

5. Waiting period: 90 days, but there is no waiting period for the accident. In addition, if the premium payable is paid in full according to the main insurance contract within 60 days after the expiration of each insurance period, there is no waiting period;

6. Annual deductible: 1 10,000;

7. Compensation limit (insurance premium): During the same insurance period, the general medical insurance premium and 120 medical insurance premium for specific diseases * * * 4 million, including 2 million for general medical insurance premium and 2 million for 120 medical insurance premium for specific diseases. The compensation limit during the renewal period is 8 million;

8. Insurance liability:

A. General medical insurance: including hospitalization insurance, designated outpatient and emergency medical insurance, and emergency medical insurance 30 days before hospitalization and 30 days after hospitalization;

B, 120 medical insurance for specific diseases, 120 hospitalization medical insurance for specific diseases, 120 designated outpatient and emergency medical insurance for specific diseases, 120 emergency medical insurance for 30 days before hospitalization for specific diseases;

9. Calculation method of insurance premium: The general compensation ratio is 100%. However, if the insured is insured for social security or public medical care, only 60% will be reimbursed.